265 Washington Rd, Troy, OH 45373 Property Records

Miami County property record for 265 Washington Rd, Troy, OH 45373 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1991
Square Footage	3,942 sqft Living Area
Lot Size	435,644 sqft (10 acres)
Occupancy	Owner Occupied
Last Sale	$27,000 (1987)
Tax Bill	$6,319.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`C06-038660`
Alternative APNs	`070524.4-01-005-00` `C06CC024 01002`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	2 Partial Baths
Total Rooms	9 Rooms
Building Area	3,942 sqft Living Area
1st Floor	4,020 sqft 1st Floor
Upper Floors	1,932 sqft Upper Floors
Basement Area	1,288 sqft Basement
Unfinished Basement	1,288 sqft Unfinished
Family Room	Family Room
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	435,644 sqft (10 acres)
Parking Spaces	2 Parking Spaces
Garage Area	575 sqft Garage
Patio Area	108 sqft Patio
Porch Area	819 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Street Address	265 WASHINGTON RD
City	TROY
State	OH
Zip	45373-8916
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	5-7-24 PT E SIDE SE
Legal Range	05
Legal Township	07
Legal Section	24
Jurisdiction	MIAMI OH
Minor Civil Division	CONCORD
Census Blockgroup	1
Census Block	1019
Census Tract	365001

Owner

Source: Miami County records · APN C06-038660

Assessment roll updated March 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	265 WASHINGTON RD, TROY, OH 45373-8916
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 01, 1987 · Amount on Record
Deed Sale	Dec 01, 1987 · Amount on Record
Last Transfer Date	Jul 15, 2019
Transfer Doc	0000007725
Record Refreshed	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Recording Date	Jul 07, 2026
Property Address	265 WASHINGTON RD, TROY, OH 45373-8916
Document Number	0000008309
Instrument Date	Jun 09, 2026
Instrument	20268309
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 WASHINGTON RD, TROY, OH 45373-8916

Mortgage

Document Number	0000008309,
Date	Jul 07, 2026
Instrument	20268309

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,319.00 (-0.77%) Homeowner's exemption	$183,490 (+12.16%) Land $26,270 Building $157,220	$582,500 (+8.05%) Land $133,300 Building $449,200
2024	$6,368.00 (+2.05%) Homeowner's exemption	$163,590 (-) Land $21,660 Building $141,930
2023	$6,240.00 (+16.94%) Homeowner's exemption	$163,590 (-) Land $21,660 Building $141,930	$539,100 (-) Land $133,600 Building $405,500
2022	$5,336.00 Homeowner's exemption	$163,590 Land $21,660 Building $141,930	$539,100 Land $133,600 Building $405,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 22% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.