265 W Heather Dr, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 265 W Heather Dr, Key Biscayne, FL 33149

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,426 sqft · built 2004
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$2,265,000 (Jun 2019)
Tax Bill	$28,634 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage Nov 2017 Foreclosure
Flood Zone	Zone AE (high risk)
APN	`24-4232-006-3090`

Property Details

APN / Parcel Number

Primary APN	`24-4232-006-3090`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,426 sqft Living Area
Gross Area	4,205 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete Block/Hollow Tile/Frame
Construction Type	Concrete Block
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Area	253 sqft
Porch	Porch
Porch Area	199 sqft
Patio Area	400 sqft

Location & Zoning

Street Address	265 W HEATHER DR
City	KEY BISCAYNE
State	FL
Zip	33149-1828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100
Legal Description	TROPICAL ISLE HOMES SUB 4TH ADDN PB 53-39 LOT 20BLK 29 LOT SIZE 75.000 X 100 OR 20873-2054 12/2002 1 COC 26133-2713 11 2007 1
Legal Range	42E
Legal Township	54S
Legal Section	32
Legal Subdivision	TROPICAL ISLE HOMES SUB 4TH ADDN
Legal Block	29
Legal Lot Number	20
Jurisdiction	DADE FL
Township / Civil Division	KEY BISCAYNE
Census Block Group	3
Census Block	3009
Census Tract	4602

Owner

265 W Heather Dr is owned and occupied by two individuals who bought it in June 2019.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	265 W HEATHER DR, KEY BISCAYNE, FL 33149-1828
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2019	Special Warranty Deed, Transfer · ARM HSBC BANK USA
Nov 16, 2017	Deed in Lieu of Foreclosure, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2019 · Amount on File
Deed Sale	Jun 18, 2019 · Amount on File
Prior Sale	Nov 16, 2017 · Amount on File
Deed Document Number	2019375841
Deed Book / Page	31486 / 1600
Prior Transfer Date	Oct 30, 2017
Prior Transfer Doc	0000647376
Record Updated	Oct 29, 2026

June 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DADE FL
Recording Date	Jun 18, 2019
Property Address	265 W HEATHER DR, KEY BISCAYNE, FL 33149-1828
Document Number	0000375841
Book / Page	31486 / 1600
Map Reference	MB 53 PG 39
Instrument Date	May 3, 2019
Instrument	2019R0375841
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,590.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	333 LAS OLAS WAY # WAYCU4, 333, FORT LAUDERDALE, FL 33301-2363

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	265 W HEATHER DR, KEY BISCAYNE, FL 33149-1828

Mortgage

Document Number	0000001602
Date	Jun 18, 2019
Instrument	31486/1602

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.2%
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.2%
Index	1-Year LIBOR
Max Rate	8.2%

November 2017: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	DADE FL
Recording Date	Nov 16, 2017
Property Address	265 W HEATHER DR, KEY BISCAYNE, FL 33149-1828
Document Number	0000647376
Book / Page	030759 / 001239
Instrument Date	Oct 30, 2017
Instrument	647376
Transaction Type	Foreclosure
Record Updated	Nov 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$11,700.00
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	333 LAS OLAS WAY #CU4 FORT LAUDERDALE FL 333012363, FORT LAUDERDALE, FL 33301-2363

Tax Assessment & Valuation

The 2025 property tax bill for 265 W Heather Dr was $28,634 with a homeowner's exemption, up 2.3% from the year before.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Key Biscayne Village
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$28,634.00 (+2.31%) Homeowner's exemption	$1,789,551	$2,940,080 Land $1,950,000 Building $990,080
2024	$27,988.00 (+1.35%)
2023	$27,615.00 (+4.02%) Homeowner's exemption	$1,688,464 (+3%)	$2,739,831 (+16.54%) Land $1,725,000 Building $1,014,831
2022	$26,549.00 Homeowner's exemption	$1,639,286	$2,350,957 Land $1,323,750 Building $1,027,207

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 265 W Heather Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 489 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	548 units insured incl. 59 condo units
Nearby Flood Claims	790 (1979–2021)
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 69 claims Hurricane Katrina, Aug 2005 · 44 claims Hurricane Andrew, Aug 1992 · 565 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 265 W Heather Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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