265 Valley Rd, Paducah, KY 42001 Property Records

McCracken County property record for 265 Valley Rd, Paducah, KY 42001 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1975
Square Footage	3,564 sqft Living Area
Lot Size	18,400 sqft (0.422 acres)
Occupancy	Owner Occupied
Tax Bill	$1,464.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`095-24-06-004`
Alternative APN	`5262`

Interior

Full Baths	2 Baths
Building Area	3,564 sqft Living Area
Family Room	Family Room
Stories	2 Stories

Exterior

Year Built	Built 1975
Exterior Material	Brick Veneer Exterior
Foundation Type	Block Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	18,400 sqft (0.422 acres)
Depth X Width	160 ft x 115 ft Depth x Width

Utilities and HVAC

Cooling System	Central Cooling
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	5262
Street Address	265 VALLEY RD
City	PADUCAH
State	KY
Zip	42001-4774
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	14-40-55 115X160X118X161 265 VALLEY RD
Jurisdiction	MCCRACKEN KY
Minor Civil Division	PADUCAH
Census Blockgroup	3
Census Block	3022
Census Tract	30800

Owner

Source: McCracken County records · APN 095-24-06-004

Assessment roll updated April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	265 VALLEY RD, PADUCAH, KY 42001-4774
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Deed Doc Number	0001006308
Record Refreshed	Jun 08, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCRACKEN KY
Property Address	265 VALLEY RD, PADUCAH, KY 42001-4774
Transaction Type	Mortgage
Record Updated	Feb 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 VALLEY RD, PADUCAH, KY 42001-4774

Mortgage

Document Number	0M1868/189
Date	Feb 05, 2026
Book Page	M1868/189
Instrument	732752

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	PADUCAH, KY 42001

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Jan 30, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: McCracken County records · Assessment roll updated April 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	McCracken County
Municipality	Paducah City
Unified School District	Paducah Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,464.00 (-75.74%)	$409,200 (-)	$409,200 (-)
2023	$6,035.00 (+35.77%)	$409,200 (+37.32%)	$409,200 (+37.32%)
2022	$4,445.00	$298,000	$298,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McCracken County (21145C), updated November 2, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.