265 Vale Rd, Somerville, TN 38068 Property Records

Fayette County property record for 265 Vale Rd, Somerville, TN 38068

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,190 sqft · built 1984
Lot Size	2.16 acres (94,090 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Mar 2020)
Tax Bill	$236 (2025)
Deeds & Mortgages	Jun 2026 Transfer Apr 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`087-074.00`

Property Details

APN / Parcel Number

Primary APN	`087-074.00`
Alternative APNs	`0808708707400` `024087 07400`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,190 sqft Living Area
1st Floor Area	2,190 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Custom Design
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	94,090 sqft (2.16 acres)
Terrain	Rolling
Shed	1 Shed
Shed Area	1 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	265 VALE RD
City	SOMERVILLE
State	TN
Zip	38068-6023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKLAND ACRES SUBD PB: 2 PG: 66 LOT: 10 SECTION A
Legal Subdivision	OAKLAND ACRES SUBD
Legal Lot Number	10
Jurisdiction	FAYETTE TN
Township / Civil Division	6
Census Block Group	1
Census Block	1033
Census Tract	60404

Owner

Source: Fayette County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	265 VALE RD, SOMERVILLE, TN 38068-6023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Quit Claim Deed, Transfer FAYETTE COUNTY TITLE
Apr 13, 2020	Deed of Trust, Mortgage · Commercial Mortgage LANDMARK COMMUNITY BANK
Oct 1, 2021	Intrafamily Transfer, Transfer
Mar 30, 2020	Grant Deed, Transfer FAYETTE COUNTY TITLE
Jun 12, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY
Feb 13, 2017	Loan Modification, Mortgage · Conventional Mortgage TRUSTMARK NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2020 · Amount on Record
Deed Sale	Mar 30, 2020 · Amount on Record
Prior Sale	Jun 12, 2019 · Amount on Record
Deed Document Number	20202197
Last Transfer Date	Jun 12, 2026
Transfer Doc	0000003757
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FAYETTE TN
Recording Date	Jun 16, 2026
Property Address	265 VALE RD, SOMERVILLE, TN 38068-6023
Document Number	0000003757
Instrument Date	Jun 12, 2026
Instrument	20263757
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	FAYETTE COUNTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 VALE RD, SOMERVILLE, TN 38068-6023

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE TN
Property Address	265 VALE RD, SOMERVILLE, TN 38068-6023
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002490
Date	Apr 13, 2020
Instrument	20002490

Lender

Name	LANDMARK COMMUNITY BANK
Type	Bank
Address	COLLIERVILLE, TN 38017

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 8, 2035

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FAYETTE TN
Recording Date	Oct 1, 2021
Property Address	265 VALE RD, SOMERVILLE, TN 38068-6023
Document Number	0000009106
Map Reference	MB 2 PG 66
Instrument Date	Sep 29, 2021
Instrument	21009106
Transaction Type	Transfer
Record Updated	Jun 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1000 KARCHEL RD, SOMERVILLE, TN 38068-5654
Investor	Possibly a Property Investor

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FAYETTE TN
Recording Date	Mar 30, 2020
Property Address	265 VALE RD, SOMERVILLE, TN 38068-6023
Document Number	0000002197
Instrument Date	Mar 27, 2020
Instrument	2197
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	FAYETTE COUNTY TITLE

Transaction

Amount	Amount Recorded
Tax	$185.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3100 CLAY POND DR OAKLAND TN 380604869, OAKLAND, TN 38060-4869

June 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FAYETTE TN
Recording Date	Jun 12, 2019
Property Address	265 VALE RD, SOMERVILLE, TN 38068-6023
Document Number	0000003475
Instrument Date	May 31, 2019
Instrument	3475
Transaction Type	Foreclosure
Record Updated	Jun 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$187.94
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 291 JACKSON MS 392050291, JACKSON, MS 39205-0291

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FAYETTE TN
Property Address	265 VALE RD, SOMERVILLE, TN 38068-6023
Document Number	0000001133
Instrument Date	Feb 13, 2017
Transaction Type	Mortgage
Record Updated	Mar 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 VALE RD SOMERVILLE TN 380686023, SOMERVILLE, TN 38068-6023

Mortgage

Document Number	0000001133
Date	Feb 24, 2017
Instrument	1133

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	SOMERVILLE, TN 38068

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fayette County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Fayette County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$236.00	$25,300 (+51.72%) Land $11,475 Building $13,825	$101,200 (+51.72%) Land $45,900 Building $55,300
2023		$16,675 Land $8,450 Building $8,225
2021			$66,700 Land $33,800 Building $32,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAKLAND WATER DEPT serves 15,443 people · EPA ID TN0000521
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Aeneas Communications Fiber	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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