265 Upland Rd, Cambridge, MA 02140 Property Records

Middlesex County and Cambridge City property record for 265 Upland Rd, Cambridge, MA 02140

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,388 sqft · built 1897
Lot Size	0.087 acres (3,808 sqft)
Owner	2 Trust Names on Record
Last Sale	$4,300,000 (Jun 2021)
Tax Bill	$24,813 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`206-56`

Property Details

APN / Parcel Number

Primary APN	`206-56`
Alternative APN	`CAMB M:00206 L:00056`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	3 Stories
Building Area	3,388 sqft Living Area
Gross Area	5,783 sqft
1st Floor Area	1,369 sqft
Basement Area	1,369 sqft
Unfinished Basement	689 sqft
Central Vacuum	Central Vacuum

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1897
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,808 sqft (0.087 acres)
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	265 UPLAND RD
City	CAMBRIDGE
State	MA
Zip	02140-3625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-1
Legal Subdivision	CAMBRIDGE HEIGHTS
Legal Lot Number	56
Jurisdiction	CAMBRIDGE MA
Township / Civil Division	CAMBRIDGE
Census Block Group	2
Census Block	2005
Census Tract	354602

Owner

Source: Middlesex County and Cambridge City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	265 UPLAND RD, CAMBRIDGE, MA 02140-3625
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2021 · Amount on Record
Deed Sale	Jun 2, 2021 · Amount on Record
Prior Sale	Aug 19, 2011 · Amount on Record
Deed Document Number	2021125305
Deed Book / Page	77924 / 118
Record Updated	Oct 29, 2026

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMBRIDGE MA
Recording Date	Jun 2, 2021
Property Address	265 UPLAND RD, CAMBRIDGE, MA 02140-3625
Document Number	77924-118
Book / Page	77924 / 118
Instrument Date	Jun 2, 2021
Instrument	125305
Transaction Type	Transfer
Record Updated	Jun 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 UPLAND RD, CAMBRIDGE, MA 02140-3625

Mortgage

Document Number	125308
Date	Jun 2, 2021
Instrument	125308

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.63%
Type Change Date	Jul 1, 2028
Max Rate At Change	2.75%
Index	Other

Tax Assessment & Valuation

Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Cambridge City
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$24,813.00 (+9.51%)	$3,907,500 (+2.09%) Land $1,049,600 Building $2,857,900	$4,631,915 (+7.27%)
2024	$22,658.00	$3,827,400 Land $1,091,900 Building $2,735,500	$4,318,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE WATER DEPARTMENT serves 118,214 people · EPA ID MA3049000
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 853 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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