Miami County property record for 265 Union St, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 898 sqft · built 1920 |
| Lot Size | 0.151 acres (6,599 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $55,000 (Mar 2011) |
| Tax Bill | $1,554 (2025) |
| Deeds & Mortgages | Jan 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | D08-024510 |
| Primary APN | D08-024510 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 898 sqft Living Area |
| 1st Floor Area | 898 sqft |
| Basement Area | 898 sqft |
| Year Built | Built 1920 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,599 sqft (0.151 acres) |
| Lot Dimensions | 110 ft deep x 60 ft wide |
| Garage Type | Mixed |
| Garage Area | 576 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Old Parcel Number | D08SE027 00800 |
|---|---|
| Street Address | 265 UNION ST |
| City | TROY |
| State | OH |
| Zip | 45373-3670 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 2397 50 |
| Legal Lot Number | 2397 50 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 365200 |
Source: Miami County records, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 265 UNION ST, TROY, OH 45373-3670 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2011 · Amount on Record |
| Deed Sale | Mar 8, 2011 · Amount on Record |
| Prior Sale | Feb 21, 2001 |
| Deed Document Number | 264 |
| Record Updated | Jun 8, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jan 19, 2022 |
| Property Address | 265 UNION ST, TROY, OH 45373-3670 |
| Document Number | 0000001012 |
| Instrument Date | Jan 12, 2022 |
| Instrument | 2022OR-01012 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
Source: Miami County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,554.00 (+35.96%) | $41,790 (+52.07%) Land $6,650 Building $35,140 | $119,400 (+52.1%) Land $19,000 Building $100,400 |
| 2024 | $1,143.00 (+5.93%) | $27,480 (-) Land $5,530 Building $21,950 | |
| 2023 | $1,079.00 (+16.02%) | $27,480 (-) Land $5,530 Building $21,950 | $78,500 (-) Land $15,800 Building $62,700 |
| 2022 | $930.00 | $27,480 Land $5,530 Building $21,950 | $78,500 Land $15,800 Building $62,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1980–2014) |
| Most Recent Claim | May 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 26,305 people · EPA ID OH5501612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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