Calvert County property record for 265 Thunderbird Dr, Lusby, MD 20657
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,416 sqft · built 2002 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $349,000 (Jun 2022) |
| Tax Bill | $3,629 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jul 2022 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-078364 |
| Primary APN | 01-078364 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,416 sqft Total Area |
| Basement Area | 726 sqft |
| Finished Basement | 726 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 15,000 sqft (0.344 acres) |
| Porch | Slab |
| Deck Area | 156 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 078364 |
|---|---|
| Street Address | 265 THUNDERBIRD DR |
| City | LUSBY |
| State | MD |
| Zip | 20657-2573 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LT 5 SEC 1G CHES RANCH ESTS |
| Legal Subdivision | CHESAPEAKE RANCH ESTATES |
| Legal Lot Number | 5 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 861003 |
265 Thunderbird Dr is owned and occupied by two individuals who bought it in June 2022.
Source: Calvert County records, as of August 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 265 THUNDERBIRD DR, LUSBY, MD 20657-2573 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 27, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Jul 11, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CHERRY CREEK MORTGAGE CO INC |
| Jun 30, 2022 | Deed, Transfer · FHA Mortgage CHERRY CREEK MORTGAGE CO INC |
| May 19, 2021 | Deed, Transfer · VA Mortgage CELEBRITY HOME LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2022 · Amount on File |
| Deed Sale | Jun 30, 2022 · Amount on File |
| Prior Sale | May 19, 2021 · Amount on File |
| Deed Book / Page | 6308 / 309 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | May 27, 2026 |
| Property Address | 265 THUNDERBIRD DR, LUSBY, MD 20657-2573 |
| Document Number | 6907000182 |
| Book / Page | 6907 / 182 |
| Instrument Date | May 1, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 265 THUNDERBIRD DR, LUSBY, MD 20657-2573 |
| Document Number | 6907000182, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 6907/182 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 314 Months |
| Due | Jul 1, 2052 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 265 THUNDERBIRD DR, LUSBY, MD 20657-2573 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0063110453 |
|---|---|
| Date | Jul 11, 2022 |
| Book Page | 6311/453 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 1, 2032 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Jun 30, 2022 |
| Property Address | 265 THUNDERBIRD DR, LUSBY, MD 20657-2573 |
| Document Number | 0063080309 |
| Book / Page | 6308 / 309 |
| Map Reference | MB JLB 1 PG 69 |
| Instrument Date | Jun 17, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2022 |
| Title Company | UNIVERSAL TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $872.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 265 THUNDERBIRD DR, LUSBY, MD 20657-2573 |
| Document Number | 0006308318 |
|---|---|
| Date | Jun 30, 2022 |
| Instrument | 6308/318 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Number | 0063080337 |
|---|---|
| Date | Jun 30, 2022 |
| Book Page | 6308/337 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jul 1, 2032 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | May 19, 2021 |
| Property Address | 265 THUNDERBIRD DR, LUSBY, MD 20657-2573 |
| Document Number | 0059650499 |
| Book / Page | 5965 / 499 |
| Map Reference | MB JLB 1 PG 69 |
| Instrument Date | Mar 24, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2021 |
| Title Company | LIGHTHOUSE TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $737.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 265 THUNDERBIRD DR, LUSBY, MD 20657-2573 |
| Document Number | 5965505 |
|---|---|
| Date | May 19, 2021 |
| Instrument | 5965/505 |
| Name | CELEBRITY HOME LOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 265 Thunderbird Dr was $3,629.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $338,500 (+14.41%) Land $55,200 Building $283,300 | $338,500 (-) Land $55,200 Building $283,300 | |
| 2025 | $3,629.00 | $295,867 | $338,500 Land $55,200 Building $283,300 |
| 2023 | $2,188.00 | $210,600 Land $55,200 Building $155,400 | $210,600 Land $55,200 Building $155,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 265 Thunderbird Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1991–2003) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 265 Thunderbird Dr is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 88% of Maryland |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESAPEAKE RANCH ESTATES private · serves 9,500 people · EPA ID MD0040004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures