265 Taylor Rd, Havelock, NC 28532 Property Records

Craven County property record for 265 Taylor Rd, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,812 sqft · built 1987
Lot Size	0.645 acres (28,115 sqft)
Owner	2 Individual Names on File
Last Sale	$75,000 (Oct 1993)
Tax Bill	$779 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Sep 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`5-016-1-007`

Property Details

APN / Parcel Number

Primary APN	`5-016-1-007`
Alternative APN	`12928`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,812 sqft Living Area
1st Floor Area	1,812 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	28,115 sqft (0.645 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	12928
Street Address	265 TAYLOR RD
City	HAVELOCK
State	NC
Zip	28532-8759
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 7 LONG CRK ESTA
Legal Subdivision	LONG CRK ESTATE
Legal Lot Number	7
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	1
Census Block	1020
Census Tract	961303

Owner

265 Taylor Rd is owned and occupied by two individuals who bought it in October 1993.

Source: Craven County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	265 TAYLOR RD, HAVELOCK, NC 28532-8759
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2018	Deed of Trust, Mortgage · SBA Mortgage SMALL BUSINESS ADMINISTRATION
Sep 14, 2020	Deed of Trust, Mortgage · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 1993 · Amount on File
Deed Sale	Oct 12, 1993 · Amount on File
Deed Book / Page	1386 / 670
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	265 TAYLOR RD, HAVELOCK, NC 28532-8759
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003551/0000000184
Date	Oct 25, 2018
Book Page	0000003551/0000000184
Instrument	000010029071

Lender

Name	SMALL BUSINESS ADMINISTRATION

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2048

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	265 TAYLOR RD, HAVELOCK, NC 28532-8759
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3630/756
Date	Sep 14, 2020
Book Page	3630/756
Instrument	10061093

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 265 Taylor Rd was $779.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$195,260 (-) Land $41,250 Building $154,010	$195,260 (-) Land $41,250 Building $154,010
2025	$779.00	$195,260 Land $41,250 Building $154,010	$195,260 Land $41,250 Building $154,010
2024	$779.00
2023	$779.00 (-1.64%)	$195,260 (+16.99%) Land $41,250 Building $154,010	$195,260 Land $41,250 Building $154,010
2022	$792.00	$166,910 Land $41,250 Building $125,660
2018			$166,910 Land $41,250 Building $125,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 265 Taylor Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 183 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	183 in force
Nearby Flood Claims	421 (1996–2019)
Claims Outside the SFHA	24 of 421
Most Recent Claim	Sep 2019 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 132 claims Hurricane Irene, Sep 2011 · 120 claims Hurricane Isabel, Sep 2003 · 82 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 265 Taylor Rd is moderate, ranking above 62% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 85% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Taylor Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures