265 Sunvalley Rd, Sparta, TN 38583 Property Records

White County property record for 265 Sunvalley Rd, Sparta, TN 38583

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,280 sqft · built 2000
Lot Size1.05 acres (45,800 sqft)
OwnerIndividual Name on File
Last Sale$225,150 (Oct 2026)
Tax Bill$701 (2025)
Deeds & MortgagesOct 2026 Sale & Mortgage
Oct 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN093024F A 01500

Property Details

APN / Parcel Number

Primary APN093024F A 01500
Alternative APN
  • 024F A 01500

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,280 sqft Living Area
1st Floor Area1,280 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area45,800 sqft (1.05 acres)
Lot Dimensions458 ft deep x 100 ft wide
TerrainRolling
Garage TypeCarport
Garage Area300 sqft
CarportCarport
Carport Area300 sqft
Parking Spaces1 Parking Space
PorchSlab
Deck Area320 sqft
Patio Area320 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address265 SUNVALLEY RD
CitySPARTA
StateTN
Zip38583-5642
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 4; SUBDIVISION: SUN VALLEY ESTATES 2; LOT: 29
Legal SubdivisionSUN VALLEY ESTATES 2
Legal Lot Number29
JurisdictionWHITE TN
Township / Civil Division7
Census Block Group2
Census Block2041
Census Tract935100

Owner

265 Sunvalley Rd is owned and occupied by an individual who bought it in October 2026.

Source: White County records, as of October 12, 2026

Owner of RecordIndividual Name on File
Mailing Address265 SUNVALLEY RD, SPARTA, TN 38583-5642
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2026Warranty Deed, Transfer · FHA Mortgage
CMG MORTGAGE INC
Oct 29, 2021Warranty Deed, Transfer · Conventional Mortgage
FIRSTBANK
Oct 21, 2020Foreclosure
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 2026 · Amount on File
Deed SaleOct 1, 2026 · Amount on File
Prior SaleOct 29, 2021 · Amount on File
Deed Document Number20264450
Deed Book / Page612 / 69
Prior Transfer DateSep 7, 2020
Prior Transfer Doc0000004330
Record UpdatedOct 29, 2026

October 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITE TN
Recording DateOct 1, 2026
Property Address265 SUNVALLEY RD, SPARTA, TN 38583-5642
Document Number0000004450
Book / Page612 / 69
Instrument DateSep 17, 2026
Instrument20264450
Transaction TypeTransfer
Record UpdatedOct 12, 2026
Title CompanyCEDAR TITLE, CEDAR CITY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$84,139.06
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address265 SUNVALLEY RD, SPARTA, TN 38583-5642

Mortgage

Document Number0000004451,
DateOct 1, 2026
Instrument20264451
Lender
NameCMG MORTGAGE INC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHITE TN
Recording DateOct 29, 2021
Property Address265 SUNVALLEY RD, SPARTA, TN 38583-5642
Document NumberRB494/177
Book / PageRB494 / 177
Map ReferenceMB 1 PG 184
Instrument DateOct 25, 2021
Instrument21005156
Transaction TypeTransfer
Record UpdatedNov 15, 2021

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$673.03
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address265 SUNVALLEY RD, SPARTA, TN 38583-5642

Mortgage

Document Number21005157
DateOct 29, 2021
Instrument21005157
Lender
NameFIRSTBANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

October 2020: Foreclosure

Document TypeForeclosure
JurisdictionWHITE TN
Recording DateOct 21, 2020
Property Address265 SUNVALLEY RD, SPARTA, TN 38583-5642
Document Number0000004330
Book / Page000466 / 000695
Instrument DateSep 23, 2020
Instrument4330
Transaction TypeForeclosure
Record UpdatedOct 30, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$307.00
Amount AccuracyConfirmed
Additional
  • Foreclosure Auction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2230 SHANGRI LA LN MCMINNVILLE TN 371105097, MCMINNVILLE, TN 37110-5097

Tax Assessment & Valuation

The 2025 property tax bill for 265 Sunvalley Rd was $701.

Source: White County assessment roll, as of January 26, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyWhite County
Unified School DistrictWhite County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$701.00$49,700 Land $6,250 Building $43,450$198,800 Land $25,000 Building $173,800
2023$28,150 Land $2,750 Building $25,400
2021$484.00
2020$112,600 Land $11,000 Building $101,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 265 Sunvalley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 265 Sunvalley Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemO'CONNOR UTILITY DISTRICT
serves 10,344 people · EPA ID TN0000526
Water SourcePurchased surface water from several systems
Last State InspectionNov 2024
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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