Cherokee County property record for 265 Summer Breeze, Rusk, TX 75785
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,180 sqft · built 1997 |
| Lot Size | 0.136 acres (5,924 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,572 (Dec 2024) |
| Tax Bill | $1,581 (2026) |
| Deeds & Mortgages | Nov 2023 Second Mortgage Dec 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000579-11100-0018000 |
| Primary APN | 000579-11100-0018000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,180 sqft Living Area |
| Gross Area | 1,324 sqft |
| 1st Floor Area | 1,180 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 5,924 sqft (0.136 acres) |
| Porch | Porch |
| Porch Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 000579-11100-0018000 |
|---|---|
| Street Address | 265 SUMMER BREEZE |
| City | RUSK |
| State | TX |
| Zip | 75785-9281 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A 579 BLK 1110 TR 18 J MORGAN J11 |
| Legal Subdivision | J MORGAN SURVEY A- |
| Legal Tract | 18 |
| Legal Block | 1110 |
| Jurisdiction | CHEROKEE TX |
| Township / Civil Division | RUSK |
| Census Block Group | 3 |
| Census Block | 3064 |
| Census Tract | 950802 |
265 Summer Breeze is owned and occupied by an individual who bought it in December 2024.
Source: Cherokee County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 265 SUMMER BREEZE, RUSK, TX 75785-9281 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 7, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PLAINS COMMERCE BANK |
| Dec 10, 2024 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Nov 7, 2023 | Vendor's Lien, Transfer · FHA Mortgage PLAINS COMMERCE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 10, 2024 · Amount on File |
| Deed Sale | Dec 10, 2024 · Amount on File |
| Prior Sale | Nov 7, 2023 · Amount on File |
| Deed Document Number | 2024737230 |
| Deed Book / Page | 2853 / 493 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE TX |
| Property Address | 265 SUMMER BREEZE, RUSK, TX 75785-9281 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 265 SUMMER BREEZE, RUSK, TX 75785-9281 |
| Document Number | 00002790/1 |
|---|---|
| Date | Nov 7, 2023 |
| Book Page | 2790/1 |
| Instrument | 727742 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Nov 6, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE TX |
| Recording Date | Dec 10, 2024 |
| Property Address | 265 SUMMER BREEZE, RUSK, TX 75785-9281 |
| Document Number | 002853/493 |
| Book / Page | 2853 / 493 |
| Instrument Date | Dec 5, 2024 |
| Instrument | 737230 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2025 |
| Title Company | UNKNOWN, ATTORNEYS TTL OF CHEROKEE CN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 265 SUMMER BREEZE, RUSK, TX 75785-9281 |
| Name | Verified Name |
|---|---|
| Address | 1820 COUNTY ROAD 1418, RUSK, TX 75785-3201 |
| Document Number | 0000737231 |
|---|---|
| Date | Dec 10, 2024 |
| Instrument | 737231 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2055 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | CHEROKEE TX |
| Recording Date | Nov 7, 2023 |
| Property Address | 265 SUMMER BREEZE, RUSK, TX 75785-9281 |
| Document Number | 002789/836 |
| Book / Page | 2789 / 836 |
| Map Reference | VOL 375 PG 448 |
| Instrument Date | Nov 6, 2023 |
| Instrument | 727740 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 265 SUMMER BREEZE, RUSK, TX 75785-9281 |
| Document Number | 0000727741 |
|---|---|
| Date | Nov 7, 2023 |
| Instrument | 727741 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
The 2026 property tax bill for 265 Summer Breeze was $1,581 with a homeowner's exemption, up 204.6% from the year before.
Source: Cherokee County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cherokee County |
| Municipality | Rusk City |
| Unified School District | Rusk Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,581.00 (+204.62%) Homeowner's exemption | $89,900 (-15.85%) Land $5,810 Building $84,090 | $89,900 (-15.85%) Land $5,810 Building $84,090 |
| 2025 | $519.00 Homeowner's exemption | $106,830 (-) Land $5,810 Building $101,020 | $106,830 (-) Land $5,810 Building $101,020 |
| 2024 | $106,830 (+2.27%) Land $5,810 Building $101,020 | $106,830 (+2.27%) Land $5,810 Building $101,020 | |
| 2023 | $104,460 Land $3,440 Building $101,020 | $104,460 Land $3,440 Building $101,020 | |
| 2022 | $605.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 265 Summer Breeze in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 20, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 265 Summer Breeze is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 85% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RUSK RURAL WSC LOOP 343 PLANT serves 1,506 people · EPA ID TX0370054 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Eastex Telephone Cooperative Fiber | 1,000 / 1,000 |
| Optimum Cable | 500 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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