DeKalb County property record for 265 Stonegate Dr, Smithville, TN 37166
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,602 sqft · built 2019 |
| Lot Size | 0.459 acres (20,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $390,000 (Feb 2023) |
| Tax Bill | $1,620 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Nov 2020 Sale + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 021055L A 01600 |
| Primary APN | 021055L A 01600 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,602 sqft Living Area |
| 1st Floor Area | 1,285 sqft |
| Upper Floors Area | 529 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,000 sqft |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 244 sqft |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 265 STONEGATE DR |
|---|---|
| City | SMITHVILLE |
| State | TN |
| Zip | 37166-6816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 9; SUBDIVISION: STONEGATE SUB |
| Legal Subdivision | STONEGATE SUB |
| Legal Lot Number | 16 |
| Jurisdiction | DE KALB TN |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 920201 |
265 Stonegate Dr is owned and occupied by an individual who bought it in February 2023.
Source: DeKalb County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 265 STONEGATE DR, SMITHVILLE, TN 37166-6816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 10, 2023 | Warranty Deed, Transfer · Conventional Mortgage LIBERTY STATE BANK |
| Nov 9, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Feb 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BK |
| Feb 4, 2019 | Warranty Deed, Transfer · Conventional with PMI WILSON & TR BK |
| Feb 4, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Jun 12, 2018 | Deed of Trust, Mortgage · Conventional with PMI F & M BK NA |
| Jan 31, 2018 | Warranty Deed, Transfer F&M BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2023 · Amount on File |
| Deed Sale | Feb 10, 2023 · Amount on File |
| Prior Sale | Nov 9, 2020 · Amount on File |
| Deed Document Number | 0000543215 |
| Deed Book / Page | 543 / 215 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB TN |
| Recording Date | Feb 10, 2023 |
| Property Address | 265 STONEGATE DR, SMITHVILLE, TN 37166-6816 |
| Document Number | 0005430215 |
| Book / Page | 543 / 215 |
| Instrument Date | Feb 10, 2023 |
| Instrument | 207877 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 265 STONEGATE DR, SMITHVILLE, TN 37166-6816 |
| Document Number | 0000207878 |
|---|---|
| Date | Feb 10, 2023 |
| Instrument | 207878 |
| Name | LIBERTY STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB TN |
| Recording Date | Nov 9, 2020 |
| Property Address | 265 STONEGATE DR, SMITHVILLE, TN 37166-6816 |
| Document Number | 0000194587 |
| Book / Page | 000479 / 000001 |
| Instrument Date | Oct 16, 2020 |
| Instrument | 194587 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,162.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 265 STONEGATE DR SMITHVILLE TN 371666814, SMITHVILLE, TN 37166-6814 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB TN |
| Property Address | 265 STONEGATE DR, SMITHVILLE, TN 37166-6816 |
| Document Number | 0000190964 |
| Instrument Date | Feb 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 265 STONEGATE DR SMITHVILLE TN 371666814, SMITHVILLE, TN 37166-6814 |
| Document Number | 0000190964 |
|---|---|
| Date | Feb 24, 2020 |
| Book Page | 000461/000270 |
| Instrument | 190964 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 23, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB TN |
| Recording Date | Feb 4, 2019 |
| Property Address | 265 STONEGATE DR, SMITHVILLE, TN 37166-6816 |
| Document Number | 0000185984 |
| Book / Page | 000439 / 000909 |
| Instrument Date | Jan 31, 2019 |
| Instrument | 185984 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2019 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $858.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 265 STONEGATE DR SMITHVILLE TN 37166, SMITHVILLE, TN 37166 |
| Document Number | 185985 |
|---|---|
| Date | Feb 4, 2019 |
| Book Page | 000439/000911 |
| Instrument | 185985 |
| Name | WILSON & TR BK |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 3, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DE KALB TN |
| Recording Date | Feb 4, 2019 |
| Property Address | 265 STONEGATE DR, SMITHVILLE, TN 37166-6816 |
| Document Number | 0000185983 |
| Book / Page | 000439 / 000907 |
| Instrument Date | Jan 31, 2019 |
| Instrument | 185983 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 190 OLD FORT PKWY MURFREESBORO TN 37129, MURFREESBORO, TN 37129 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB TN |
| Property Address | 265 STONEGATE DR, SMITHVILLE, TN 37166-6816 |
| Document Number | 0000183394 |
| Instrument Date | Jun 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | STONEGATE DR SMITHVILLE TN 37166, SMITHVILLE, TN 37166 |
| Investor | Possibly a Property Investor |
| Document Number | 0000183394 |
|---|---|
| Date | Jun 20, 2018 |
| Book Page | 000429/000272 |
| Instrument | 183394 |
| Name | F & M BK NA |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 19, 2019 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB TN |
| Recording Date | Jan 31, 2018 |
| Property Address | 265 STONEGATE DR, SMITHVILLE, TN 37166-6816 |
| Document Number | 0000181809 |
| Book / Page | 000422 / 000780 |
| Instrument Date | Jan 30, 2018 |
| Instrument | 181809 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,440.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1980 OLD FORT PKWY MURFREESBORO TN 371296928, MURFREESBORO, TN 37129-6928 |
| Investor | Possibly a Property Investor |
| Document Number | 181810 |
|---|---|
| Date | Jan 31, 2018 |
| Book Page | 000422/000486 |
| Instrument | 181810 |
| Name | F&M BK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 24 Months |
| Due | Jan 30, 2020 |
| Document Number | 182239, |
|---|---|
| Date | Jan 31, 2018 |
| Book Page | 000424/000517 |
| Instrument | 182239 |
| Name | F&M BK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | Jan 30, 2019 |
The 2025 property tax bill for 265 Stonegate Dr was $1,620.
Source: DeKalb County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | DeKalb County |
| Unified School District | DeKalb County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,620.00 | $64,525 Land $5,000 Building $59,525 | |
| 2023 | $70,425 (-) Land $5,000 Building $65,425 | ||
| 2022 | $1,219.00 | $70,425 Land $5,000 Building $65,425 | $281,700 (+9.14%) Land $20,000 Building $261,700 |
| 2021 | $258,100 Land $20,000 Building $238,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 265 Stonegate Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 265 Stonegate Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMITHVILLE WATER SYSTEM serves 7,049 people · EPA ID TN0000637 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Also Mapped Here | DEKALB UTILITY DISTRICT #4, DEKALB UTILITY DISTRICT #1 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| DeKalb Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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