265 Steed St, Henderson, TN 38340 Property Records

Chester County property record for 265 Steed St, Henderson, TN 38340

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,357 sqft · built 1976
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on File
Last Sale$143,100 (Mar 2022)
Tax Bill$820 (2026)
Deeds & MortgagesJul 2025 Line of Credit
Mar 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN012033L D 00303

Property Details

APN / Parcel Number

Primary APN012033L D 00303
Alternative APN
  • 033L D 00303 00006033L

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,357 sqft Living Area
1st Floor Area1,107 sqft
Basement Area1,419 sqft
Finished Basement1,107 sqft
Unfinished Basement312 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1982
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,375 sqft (0.33 acres)
Lot Dimensions156 ft deep x 83 ft wide
PorchSlab
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address265 STEED ST
CityHENDERSON
StateTN
Zip38340-1121
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 06, COUNTY AREA: H60
Legal SubdivisionPLAT OF SURVEY OF CHARLES W STUMPH SR
JurisdictionCHESTER TN
Township / Civil Division5
Census Block Group1
Census Block1027
Census Tract970200

Owner

265 Steed St is owned and occupied by two individuals who bought it in March 2022.

Source: Chester County records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address265 STEED ST, HENDERSON, TN 38340-1121
OccupancyOwner Occupied
Owner TypeIndividual
VestingHer Husband

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2025Deed of Trust, Mortgage · Line of Credit
SIMMONS BANK
Mar 10, 2022Warranty Deed, Transfer · Conventional Mortgage
PREMIER PLUS FINANCIAL CORPORATION
Oct 29, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 10, 2022 · Amount on File
Deed SaleMar 10, 2022 · Amount on File
Prior SaleOct 29, 2018 · Amount on File
Deed Document Number202270076
Deed Book / Page489 / 514
Record UpdatedOct 29, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTER TN
Property Address265 STEED ST, HENDERSON, TN 38340-1121
Transaction TypeMortgage
Record UpdatedJan 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005340048
DateJul 15, 2025
Book Page534/48
Instrument79313
Lender
NameSIMMONS BANK
TypeBank
AddressSEARCY, AR 72143
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJul 8, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTER TN
Recording DateMar 10, 2022
Property Address265 STEED ST, HENDERSON, TN 38340-1121
Document Number0004890514
Book / Page489 / 514
Instrument DateMar 9, 2022
Instrument70076
Transaction TypeTransfer
Record UpdatedJan 16, 2026

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$529.47
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address265 STEED ST, HENDERSON, TN 38340-1121
InvestorPossibly a Property Investor

Mortgage

Document Number0000070077
DateMar 10, 2022
Instrument70077
Lender
NamePREMIER PLUS FINANCIAL CORPORATION
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTER TN
Recording DateOct 29, 2018
Property Address265 STEED ST, HENDERSON, TN 38340-1121
Document Number0004380766
Book / Page438 / 766
Instrument DateOct 26, 2018
Instrument60088
Transaction TypeTransfer
Record UpdatedAug 5, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address265 STEED ST, HENDERSON, TN 38340-1121

Tax Assessment & Valuation

The 2026 property tax bill for 265 Steed St was $820.

Source: Chester County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyChester County
MunicipalityHenderson City
Unified School DistrictChester County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$820.00$40,275 (-)$161,100 (-) Land $12,300 Building $148,800
2025$820.00$40,275$161,100 Land $12,300 Building $148,800
2023$684.00$27,500$110,000 Land $9,400 Building $100,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 265 Steed St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 265 Steed St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHENDERSON WATER DEPT
serves 8,924 people · EPA ID TN0000293
Water SourceGroundwater
Last State InspectionNov 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Aeneas Communications
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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