265 St Georges Cir, Eagle Lake, FL 33839 Property Records

Polk County property record for 265 St Georges Cir, Eagle Lake, FL 33839

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,846 sqft · built 2019
Lot Size	0.132 acres (5,763 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Feb 2022)
Tax Bill	$4,593 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-06-675203-000670`

Property Details

APN / Parcel Number

Primary APN	`26-29-06-675203-000670`
Alternative APNs	`062926675203000670` `62926000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,846 sqft Living Area
Gross Area	2,287 sqft
1st Floor Area	1,846 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	5,763 sqft (0.132 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft
Porch	Finished/Open Porch
Porch Area	113 sqft

Location & Zoning

Street Address	265 ST GEORGES CIR
City	EAGLE LAKE
State	FL
Zip	33839-5211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORMANDY HEIGHTS 3A PB 170 PGS 35-36 LOT 67
Legal Range	26E
Legal Township	29S
Legal Section	06
Legal Subdivision	NORMANDY HEIGHTS 3A
Legal Block	1
Legal Lot Number	67
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1041
Census Tract	14701

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	265 ST GEORGES CIR, EAGLE LAKE, FL 33839-5211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Nov 4, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Aug 13, 2019	Grant Deed, Subdivision Related Transfer · FHA Mortgage EQUITY PRIME MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2022 · Amount on Record
Deed Sale	Feb 24, 2022 · Amount on Record
Prior Sale	Aug 13, 2019 · Amount on Record
Deed Document Number	202249801
Deed Book / Page	12130 / 2156
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Feb 24, 2022
Property Address	265 ST GEORGES CIR, EAGLE LAKE, FL 33839-5211
Document Number	0000049801
Book / Page	12130 / 2156
Map Reference	MB 170 PG 35
Instrument Date	Feb 17, 2022
Instrument	2022049801
Transaction Type	Transfer
Record Updated	Mar 10, 2022
Title Company	HOMELAND TITLE SOURCE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	265 ST GEORGES CIR, 265, EAGLE LAKE, FL 33839-5211

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2202 CLOVER RIDGE CT, EAGLE LAKE, FL 33839-3912

Mortgage

Document Number	0121302157
Date	Feb 24, 2022
Instrument	12130/2157

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	265 ST GEORGES CIR, EAGLE LAKE, FL 33839-5211
Document Number	0114870834
Instrument Date	Nov 4, 2020
Transaction Type	Mortgage
Record Updated	Dec 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 ST GEORGES CIR EAGLE LAKE FL 338395211, EAGLE LAKE, FL 33839-5211

Mortgage

Document Number	0114870834
Date	Dec 9, 2020
Book Page	011487/000834
Instrument	265003

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 8, 2050

August 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Aug 13, 2019
Property Address	265 ST GEORGES CIR, EAGLE LAKE, FL 33839-5211
Document Number	0109380567
Book / Page	010938 / 000567
Instrument Date	Aug 9, 2019
Instrument	169565
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2019
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,515.43
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	265 ST GEORGES CIR EAGLE LAKE FL 338395211, EAGLE LAKE, FL 33839-5211

Mortgage

Document Number	109380568
Date	Aug 13, 2019
Book Page	010938/000568
Instrument	169566

Lender

Name	EQUITY PRIME MTG
Address	ATLANTA, GA 30328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,090 (-1.4%) Land $44,000 Building $194,090	$238,090 (-1.4%) Land $44,000 Building $194,090
2025	$4,593.00 (-9.27%)	$241,475 (-8.15%) Land $44,000 Building $197,475	$241,475 (-8.15%) Land $44,000 Building $197,475
2023	$5,062.00 (+19.27%)	$262,891 (+4.23%) Land $42,000 Building $220,891	$262,891 (+4.23%) Land $42,000 Building $220,891
2022	$4,244.00	$252,216 Land $35,000 Building $217,216	$252,216 Land $35,000 Building $217,216

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	13 (1994–2022)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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