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265 Springbrook Trl S, Oswego, IL 60543 Property Records

Kendall County property record for 265 Springbrook Trl S, Oswego, IL 60543

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,672 sqft · built 2004
Lot Size0.046 acres (1,993 sqft)
OwnerIndividual Name on File
Last Sale$230,000 (Dec 2021)
Tax Bill$6,293 (2024)
Deeds & MortgagesDec 2021 Sale & Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN03-03-455-040

Property Details

APN / Parcel Number

Primary APN03-03-455-040

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,672 sqft Living Area
Gross Area2,112 sqft
1st Floor Area1,672 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof MaterialAsphalt
Lot Area1,993 sqft (0.046 acres)
Lot Dimensions73 ft deep x 27 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address265 SPRINGBROOK TRL S
CityOSWEGO
StateIL
Zip60543-4006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 103 SPRINGBROOK AT FARMINGTON LAKES UNIT 1 VILLAGE OF OSWEGO
Legal SubdivisionSPRINGBROOK AT FARMINGTON LAKES
Legal Lot Number103
JurisdictionKENDALL IL
Township / Civil DivisionOSWEGO
Census Block Group1
Census Block1000
Census Tract890103

Owner

265 Springbrook Trl S is owned by an individual who bought it in December 2021.

Source: Kendall County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address6615 LYNDONVILLE DR, CHARLOTTE, NC 28277-4616
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2021Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
COMPASS MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 14, 2021 · Amount on File
Deed SaleDec 14, 2021 · Amount on File
Prior SaleSep 28, 2012 · Amount on File
Deed Document Number202132595
Prior Transfer DateMar 7, 2005
Prior Transfer Doc0000008983
Record UpdatedOct 29, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateDec 14, 2021
Property Address265 SPRINGBROOK TRL S, OSWEGO, IL 60543-4006
Document Number0000032595
Map ReferenceDOC 200300016564
Instrument DateOct 14, 2021
Instrument202100032595
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$230.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6615 LYNDONVILLE DR, CHARLOTTE, NC 28277-4616

Mortgage

Document Number0000032597
DateDec 14, 2021
Instrument202100032597
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term239 Months
DueNov 1, 2041
Interest
Rate TypeFixed Rate
Rate2.96%

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address265 SPRINGBROOK TRL S, OSWEGO, IL 60543-4006
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007516
DateMay 8, 2020
Instrument202000007516
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
AddressWARRENVILLE, IL 60555
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$86,810 Land $18,023 Building $68,787$260,430 Land $54,069 Building $206,361
2024$6,293.00
2022$63,557 Land $13,195 Building $50,362$190,671 Land $39,585 Building $151,086

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 265 Springbrook Trl S in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 units insured
incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 265 Springbrook Trl S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSWEGO
serves 38,169 people · EPA ID IL0930150
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		1,000 / 75
Watch TV
Fixed Wireless		400 / 40
AT&T
DSL · Fiber in parts of the area		100 / 20

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