265 Spreckels Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 265 Spreckels Dr, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,639 sqft · built 1991
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Trust Names on Record
Last Sale	$390,000 (Oct 2001)
Tax Bill	$8,044 (2025)
Deeds & Mortgages	Sep 2020 Transfer Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`041-561-08`

Property Details

APN / Parcel Number

Primary APN	`041-561-08`
Alternative APN	`041-561-08-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,639 sqft Living Area
Gross Area	2,168 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Wood
Roof Material	Tile
Lot Area	22,216 sqft (0.51 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Deck Area	60 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	265 SPRECKELS DR
City	APTOS
State	CA
Zip	95003-3936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PR-GH
Legal Subdivision	J ALICE STELLING
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2016
Census Tract	122004

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	26 SPRECKELS DR, APTOS, CA 95003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Sep 24, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage BAY FCU
Jun 1, 2017	Quit Claim Deed, Transfer CUESTA TITLE COMPANY, STEWART TITLE/WICHITA FALLS
May 30, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage BAY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2001 · Amount on Record
Deed Sale	Oct 26, 2001 · Amount on Record
Deed Document Number	200167731
Last Transfer Date	Sep 17, 2020
Transfer Doc	0000038638
Record Updated	Sep 20, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 28, 2020
Property Address	265 SPRECKELS DR, APTOS, CA 95003-3936
Document Number	0000038638
Instrument Date	Sep 17, 2020
Instrument	38638
Transaction Type	Transfer
Record Updated	Nov 4, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	265 SPRECKELS DR APTOS CA 950033936, APTOS, CA 95003-3936

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 24, 2020
Property Address	265 SPRECKELS DR, APTOS, CA 95003-3936
Document Number	0000038138
Instrument Date	Sep 17, 2020
Instrument	2020-0038138
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	265 SPRECKELS DR, APTOS, CA 95003-3936

Mortgage

Document Number	0000038139
Date	Sep 24, 2020
Instrument	2020-0038139

Lender

Name	BAY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 1, 2017
Property Address	265 SPRECKELS DR, APTOS, CA 95003-3936
Document Number	0000017908
Instrument Date	May 24, 2017
Instrument	17908
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	CUESTA TITLE COMPANY, STEWART TITLE/WICHITA FALLS

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 1363 SANTA CRUZ CA 950611363, SANTA CRUZ, CA 95061-1363

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	May 30, 2017
Property Address	265 SPRECKELS DR, APTOS, CA 95003-3936
Document Number	0000017581
Instrument Date	May 18, 2017
Instrument	2017-0017581
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	265 SPRECKELS DR, APTOS, CA 95003-3936

Mortgage

Document Number	0000017582
Date	May 30, 2017
Instrument	2017-0017582

Lender

Name	BAY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$587,676 (+2%) Land $316,440 Building $271,236
2025	$8,044.00 (+10.94%) Homeowner's exemption	$576,152 (+4.04%) Land $310,235 Building $265,917
2023	$7,251.00 (+2.47%) Homeowner's exemption	$553,780 Land $298,188 Building $255,592	$869,670
2022	$7,076.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cruzio, Etheric Networks, Surfnet Communications.

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