265 Soto Ct, Planada, CA 95365 Property Records

Merced County property record for 265 Soto Ct, Planada, CA 95365

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,248 sqft · built 1993
Lot Size0.146 acres (6,372 sqft)
OwnerIndividual Name on Record
Last Sale$70,000 (Jul 2009)
Tax Bill$1,090 (2025)
Deeds & MortgagesFeb 2024 Second Mortgage
Flood ZoneZone AH (high risk)
APN053-310-008-000

Property Details

APN / Parcel Number

Primary APN053-310-008-000
Alternative APN
  • 053-310-008

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,248 sqft Living Area
Gross Area1,564 sqft
1st Floor Area1,248 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1995
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialOther
Lot Area6,372 sqft (0.146 acres)
Garage TypeAttached
Garage Area316 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area80 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number053-310-008
Street Address265 SOTO CT
CityPLANADA
StateCA
Zip95365
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15000
Legal DescriptionSUNRISE TERR 2 LOT 91
Legal SubdivisionSUNRISE TERRACE 02
Legal Lot Number91
JurisdictionMERCED CA
Township / Civil DivisionPLANADA-LE GRAND
Census Block Group4
Census Block4016
Census Tract1901

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address265 SOTO CT, PLANADA, CA 95365
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 20, 2009 · Amount on Record
Deed SaleJul 20, 2009 · Amount on Record
Deed Document Number200935705
Last Transfer DateJul 6, 2016
Transfer Doc0000023428
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address265 SOTO CT, PLANADA, CA 95365
Transaction TypeMortgage
Record UpdatedMar 1, 2024
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 374, PLANADA, CA 95365-0374

Mortgage

Document Number0000002530
DateFeb 5, 2024
Instrument2024002530
Lender
NameTRAVIS CU
TypeCredit Union
AddressVACAVILLE, CA 95687
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term85 Months
DueMar 1, 2031

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
Secondary School DistrictLe Grand Union High School District (09 - 12)
Elementary School DistrictPlanada Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$90,831 (+2%) Land $32,908 Building $57,923
2025$1,090.00 (+3.12%)$89,051 (+4.04%) Land $32,263 Building $56,788
2023$1,057.00 (+5.38%)$85,595 Land $31,011 Building $54,584
2022$1,003.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation228.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 84 policies
Nearby Flood Policies84 in force
Nearby Flood Claims13 (1982–2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 8 claims
  • Severe Winter Storms And Flooding, Mar 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 96% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPLANADA CSD
serves 4,164 people · EPA ID CA2410007
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Ayera Technologies
Fixed Wireless
120 / 40
Cal.net
Fixed Wireless
100 / 20

Nearby Properties on Soto Ct

Nearby Streets

Search Property Records by Address or Parcel Number