265 Skyview Ct, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 265 Skyview Ct, Ludlow, KY 41016

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,277 sqft · built 2005
Lot Size0.029 acres (1,277 sqft)
Owner2 Individual Names on Record
Last Sale$260,000 (Jul 2022)
Tax Bill$3,395 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Feb 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN840-20-01-011.22

Property Details

APN / Parcel Number

Primary APN840-20-01-011.22

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,277 sqft Finished Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Lot Area1,277 sqft (0.029 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address265 SKYVIEW CT
CityLUDLOW
StateKY
Zip41016-1707
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionRIVERS BREEZE SEC 5 UNIT 11-202 1277 SF ROCKWELL ENTRY PROMENADE
Legal SubdivisionRIVERS BREEZE
Legal Phase5
Legal Lot Number11-202
Legal Unit11-202
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3004
Census Tract63800

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1005 HAMPSTEAD LN, ORMOND BEACH, FL 32174-9285
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2022Warranty Deed, Transfer · Conventional Mortgage
HEARTLAND BANK
Feb 6, 2018Warranty Deed, Transfer
JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 21, 2022 · Amount on Record
Deed SaleJul 21, 2022 · Amount on Record
Prior SaleFeb 6, 2018 · Amount on Record
Deed Document Number202275
Deed Book / Page178 / 475
Record UpdatedOct 29, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJul 21, 2022
Property Address265 SKYVIEW CT, LUDLOW, KY 41016-1707
Document Number0005900075
Book / Page178 / 475
Map ReferenceMB C-1234 PG 298
Instrument DateJul 15, 2022
Instrument22072105900075
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyHOMESTEAD TITLE AGENCY LP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$260.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2455 ORMOND DR, 2455, UNION, KY 41091-8744

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1005 HAMPSTEAD LN, ORMOND BEACH, FL 32174-9285

Mortgage

Document Number0005900076
DateJul 21, 2022
Book Page390/882
Instrument22072105900076
Lender
NameHEARTLAND BANK
TypeBank
AddressCOLUMBUS, OH 43213
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052
Interest
Rate TypeAdjustable Rate
Rate5%
Type Change DateAug 1, 2027
Change FrequencyAnnually
Min Rate At Change3.12%
Max Rate At Change7%
Index1-Year CMT
Max Rate11%

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateFeb 6, 2018
Property Address265 SKYVIEW CT, LUDLOW, KY 41016-1707
Document Number0000000042
Book / Page0C6348 / 000245
Instrument DateJan 29, 2018
Instrument42
Transaction TypeTransfer
Record UpdatedMar 19, 2018
Title Company360 AMERICAN TITLE SERVICES

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$195.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3450 S POPLAR ST DENVER CO 802242921, DENVER, CO 80224-2921

Mortgage

Document Number44
DateFeb 6, 2018
Book Page0C6348/000249
Instrument44
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressCOLUMBUS, OH 43240-2050
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 5, 2048

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityLudlow City
Unified School DistrictLudlow Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$260,000 (-) Building $260,000$260,000 (-) Building $260,000
2025$3,395.00 (+1.46%)$260,000 (-) Building $260,000$260,000 (-) Building $260,000
2023$3,346.00$260,000 Building $260,000$260,000 Building $260,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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