Lorain County property record for 265 Silver Spring Cir, Elyria, OH 44035 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2024 |
| Lot Size | 3,058 sqft (0.07 acres) |
| Last Sale | $221,900 (2024) |
| Tax Bill | $746.00 (2024) |
Source: Lorain County records · APN 06-24-017-102-117
Assessment roll updated May 16, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5004 KINGSLEY DR, CINCINNATI, OH 45227-1115 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 22, 2024 | Survivorship Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Oct 26, 2022 | Warranty Deed, Transfer |
| Oct 24, 2022 | Warranty Deed, Transfer · Line of Credit DOLLAR BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 22, 2024 · Amount on Record |
| Deed Sale | Aug 22, 2024 · Amount on Record |
| Deed Doc Number | 202423797 |
| Prior Transfer Date | Oct 20, 2022 |
| Prior Transfer Doc | 0000896453 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 22, 2024 |
| Property Address | 265 SILVER SPRING CIR, ELYRIA, OH 44035-4408 |
| Document Number | 0000023797 |
| Map Reference | VOL 110 PG 77 |
| Instrument Date | Aug 07, 2024 |
| Instrument | 2024-0023797 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | GUARDIAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 5004 KINGSLEY DR, CINCINNATI, OH 45227-1115 |
| Document Number | 0000023798 |
|---|---|
| Date | Aug 22, 2024 |
| Instrument | 2024-0023798 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 26, 2022 |
| Property Address | 265 SILVER SPRING CIR, ELYRIA, OH 44035-4408 |
| Document Number | 0000896453 |
| Map Reference | VOL 110 PG 77 |
| Instrument Date | Oct 20, 2022 |
| Instrument | 2022-0896453 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 260 S LOGAN ST, ELYRIA, OH 44035-6224 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Oct 24, 2022 |
| Property Address | 265 SILVER SPRING CIR, ELYRIA, OH 44035-4408 |
| Document Number | 0000896169 |
| Map Reference | VOL 110 PG 77 |
| Instrument Date | Oct 20, 2022 |
| Instrument | 2022-0896169 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000896170 |
|---|---|
| Date | Oct 24, 2022 |
| Instrument | 2022-0896170 |
| Name | DOLLAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 48 Months |
| Due | Oct 24, 2026 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,491.00 (+367.96%) | $74,130 (+381.36%) Land $19,250 Building $54,880 | $211,800 (+381.36%) Land $55,000 Building $156,800 |
| 2024 | $746.00 (+36.38%) | $15,400 (+57.14%) Land $15,400 | $44,000 (+57.14%) Land $44,000 |
| 2023 | $547.00 (+0.37%) | $9,800 (-) Land $9,800 | $28,000 (-) Land $28,000 |
| 2022 | $545.00 | $9,800 Land $9,800 | |
| 2021 | $28,000 Land $28,000 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 22% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 06-24-017-102-117 |
|---|
| Year Built | Built 2024 |
|---|---|
| Lot Area | 3,058 sqft (0.07 acres) |
| Street Address | 265 SILVER SPRING CIR |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-4408 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RIDGE WATER SUB NO 1 28 X 109.11 |
| Legal Subdivision | RIDGE WATER SUB NO 1 |
| Legal Block | 102 |
| Legal Lot Number | 72 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 70902 |
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