265 Shore Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 265 Shore Rd, Westerly, RI 02891

Property Summary

Property Type	Commercial
Lot Size	59.1 acres (2,575,267 sqft)
Owner	Company Name on Record
Last Sale	$1,624,000 (Apr 1997)
Tax Bill	$34,891 (2025)
Deeds & Mortgages	Feb 2022 Refinance Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`M:131 B:23-A L`

Property Details

APN / Parcel Number

Primary APN	`M:131 B:23-A L`
Alternative APNs	`WEST M:131 B:23 L:A` `23048400`

Exterior

Lot Area	2,575,267 sqft (59.1 acres)
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	23048400
Street Address	265 SHORE RD
City	WESTERLY
State	RI
Zip	02891-3924
Property Category	Commercial
Property Type	Commercial > Retail
Legal Block	23
Legal Lot Number	A
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2041
Census Tract	51000

Owner

Source: Westerly Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	265 SHORE RD, WESTERLY, RI 02891-3924
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance DIME BANK
Nov 15, 2018	Deed of Trust, Mortgage · Line of Credit DIME BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 1997 · Amount on Record
Deed Sale	Apr 1, 1997 · Amount on Record
Deed Book / Page	639 / 209
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	265 SHORE RD, WESTERLY, RI 02891-3924
Transaction Type	Mortgage
Record Updated	Mar 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022-3686
Date	Feb 23, 2022
Book Page	2022/3686
Instrument	2022-878

Lender

Name	DIME BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	265 SHORE RD, WESTERLY, RI 02891-3924
Document Number	2018-9521
Instrument Date	Nov 15, 2018
Transaction Type	Mortgage
Record Updated	Dec 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	265 SHORE RD WESTERLY RI 028913924, WESTERLY, RI 02891-3924

Mortgage

Document Number	2018-9521
Date	Nov 16, 2018
Book Page	002018/019521
Instrument	4874

Lender

Name	DIME BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$34,891.00 (-17.59%)	$4,907,300 (+11.5%) Land $2,011,700 Building $2,895,600
2023	$42,339.00 (+0.67%)	$4,401,100 (+0.04%) Land $1,848,700 Building $2,552,400
2022	$42,056.00	$4,399,200 Land $1,848,700 Building $2,550,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 140 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	143 units insured incl. 3 condo units
Nearby Flood Claims	28 (1985–2021)
Claims Outside the SFHA	8 of 28
Most Recent Claim	Sep 2021 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 14 claims Severe Storms And Flooding, Apr 2010 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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