Walton County property record for 265 Shimmer Cir, Freeport, FL 32439
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,412 sqft · built 2024 |
| Lot Size | 0.223 acres (9,714 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,009,800 (Apr 2024) |
| Tax Bill | $991 (2024) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Jun 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-1S-19-23024-000-0580 |
| Primary APN | 30-1S-19-23024-000-0580 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,412 sqft Living Area |
| Gross Area | 4,956 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,714 sqft (0.223 acres) |
| Lot Dimensions | 13.5 ft deep x 7.2 ft wide |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 265 SHIMMER CIR |
|---|---|
| City | FREEPORT |
| State | FL |
| Zip | 32439-2967 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 58 REFLECTION AT HAMMOCK BAY PB 25-32 OR 3290-3761 OR 3291-1198 OR 3320-1550 |
| Legal Lot Number | 58 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 2 |
| Census Block | 2066 |
| Census Tract | 950502 |
Source: Walton County records, as of December 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 265 SHIMMER CIR, FREEPORT, FL 32439-2967 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 2, 2024 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CITIZENS BANK NA |
| Jun 1, 2023 | Warranty Deed, Transfer · Commercial Mortgage FIRST SECURITY BANK |
| May 26, 2023 | Warranty Deed, Transfer SETCO SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2024 · Amount on Record |
| Deed Sale | Apr 2, 2024 · Amount on Record |
| Prior Sale | Jun 1, 2023 |
| Deed Document Number | 20240011295 |
| Deed Book / Page | 3320 / 1550 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Apr 2, 2024 |
| Property Address | 265 SHIMMER CIR, FREEPORT, FL 32439-2967 |
| Document Number | 0033201550 |
| Book / Page | 3320 / 1550 |
| Map Reference | MB 25 PGS 32 |
| Instrument Date | Apr 1, 2024 |
| Instrument | 20240011295 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 18, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,068.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 127 PARTIN DR N, NICEVILLE, FL 32578-2055 |
| Name | Verified Name |
|---|---|
| Address | 265 SHIMMER CIR, FREEPORT, FL 32439-2967 |
| Document Number | 20240011296 |
|---|---|
| Date | Apr 2, 2024 |
| Instrument | 20240011296 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.2% |
| Index | Other |
| Max Rate | 11.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jun 1, 2023 |
| Property Address | 265 SHIMMER CIR, FREEPORT, FL 32439-2967 |
| Document Number | 0032911198 |
| Book / Page | 3291 / 1198 |
| Map Reference | MB 25 PG 32-36 |
| Instrument Date | May 31, 2023 |
| Instrument | 20230019356 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 127 PARTIN DR N, NICEVILLE, FL 32578-2055 |
| Name | Verified Name |
|---|---|
| Address | 127 PARTIN DR N, NICEVILLE, FL 32578-2055 |
| Investor | Possibly a Property Investor |
| Document Number | 0032911200 |
|---|---|
| Date | Jun 1, 2023 |
| Instrument | 3291/1200 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 1, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | May 26, 2023 |
| Property Address | 265 SHIMMER CIR, FREEPORT, FL 32439-2967 |
| Document Number | 0032903761 |
| Book / Page | 3290 / 3761 |
| Map Reference | MB 25 PG 32 |
| Instrument Date | May 24, 2023 |
| Instrument | 20230018678 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | SETCO SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $657.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4652 GUFFSTARR DRIVE, DESTIN, FL 32541 |
| Name | Verified Name |
|---|---|
| Address | 127 PARTIN DR N, NICEVILLE, FL 32578-2055 |
| Investor | Possibly a Property Investor |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Municipality | Freeport City |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $898,316 (+2,495,222.22%) Land $75,785 Building $822,531 | $898,316 (+2,495,222.22%) Land $75,785 Building $822,531 | |
| 2024 | $991.00 | ||
| 2023 | $36 Land $36 | $36 Land $36 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 296 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 296 in force |
| Nearby Flood Claims | 56 (1989–2020) |
| Claims Outside the SFHA | 8 of 56 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 57% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 3,000 / 3,000 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
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