Branch County property record for 265 S Sprague St, Coldwater, MI 49036
| Property Type | Commercial |
|---|---|
| Details | 2,400 sqft |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,285 (2025) |
| Deeds & Mortgages | Mar 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 301-000-000-691-00 |
| Primary APN | 301-000-000-691-00 |
|---|
| Building Area | 2,400 sqft Building Perimeter |
|---|
| Lot Area | 9,148 sqft (0.21 acres) |
|---|
| Street Address | 265 S SPRAGUE ST |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-2225 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOT ON E LI SPRAGUE ST 90 FT N & S BY 100 FT E & W COM AT PT 1262.6 FT N & 33 FT E FR 1/4 SEC 22 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 951600 |
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2209 SAINT JOE CENTER RD, FORT WAYNE, IN 46825-5061 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Land Contract |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Mar 1, 2024 |
| Property Address | 265 S SPRAGUE ST, COLDWATER, MI 49036-2225 |
| Document Number | 0202400884 |
| Instrument Date | Feb 29, 2024 |
| Instrument | 2024-00884 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2209 SAINT JOE CENTER RD APT 172, 172, FORT WAYNE, IN 46825-5095 |
| Name | Verified Name |
|---|---|
| Address | 8512 N CABANA DR APT 309, 309, FISHERS, IN 46038-4229 |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| Municipality | Coldwater City |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $93,500 (+66.07%) | $187,000 (+66.07%) | |
| 2025 | $3,285.00 (+96%) | $56,300 (+46.81%) | $112,600 (+46.81%) |
| 2024 | $1,676.00 | ||
| 2023 | $38,350 | $76,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Coldwater Board of Public Utilities Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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