265 S Main St, Putnam, CT 06260 Property Records

Putnam Town property record for 265 S Main St, Putnam, CT 06260

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1962
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$99,900 (Jun 1991)
Tax Bill	$4,538 (2025)
Deeds & Mortgages	Aug 2024 Mortgage Aug 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:026 B:043 L:00`

Property Details

APN / Parcel Number

Primary APN	`M:026 B:043 L:00`
Alternative APNs	`PUTN M:020 L:099 U:000` `2463`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	2,296 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	2463
Street Address	265 S MAIN ST
City	PUTNAM
State	CT
Zip	06260-2214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Lot Number	99
Jurisdiction	PUTNAM CT
Township / Civil Division	PUTNAM
Census Block Group	3
Census Block	3003
Census Tract	903102

Owner

Source: Putnam Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	265 S MAIN ST, PUTNAM, CT 06260-2214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2024	Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE
Aug 8, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jan 22, 2019	Deed of Trust, Mortgage · Conventional with PMI QUAD CTY BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 1991 · Amount on Record
Deed Sale	Jun 26, 1991 · Amount on Record
Record Updated	Sep 20, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM CT
Property Address	265 S MAIN ST, PUTNAM, CT 06260-2214
Transaction Type	Mortgage
Record Updated	Aug 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000864-975
Date	Aug 8, 2024
Book Page	864/975
Instrument	1107

Lender

Name	MUTUAL OF OMAHA MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	937 Months
Due	Sep 1, 2102

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM CT
Property Address	265 S MAIN ST, PUTNAM, CT 06260-2214
Transaction Type	Mortgage
Record Updated	Aug 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000864-988
Date	Aug 8, 2024
Book Page	864/988
Instrument	1108

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	937 Months
Due	Sep 1, 2102

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM CT
Property Address	265 S MAIN ST, PUTNAM, CT 06260-2214
Document Number	824-1253
Instrument Date	Jan 22, 2019
Transaction Type	Mortgage
Record Updated	Feb 26, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1050 WOODWARD AVE DETROIT MI 482261906, DETROIT, MI 48226-1906

Mortgage

Document Number	824-1253
Date	Jan 29, 2019
Book Page	000824/001253

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jan 28, 2034

Tax Assessment & Valuation

Source: Putnam Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Putnam Town
Unified School District	Putnam School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,538.00	$179,000 (+62.88%) Land $27,800 Building $151,200	$125,300 Land $19,460 Building $105,840
2024	$4,538.00 (+29.88%)
2023	$3,494.00 (+3.59%)	$109,900 (-) Land $20,900 Building $89,000
2022	$3,373.00	$109,900 Land $20,900 Building $89,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PUTNAM WATER POLLUTION CONTROL AUTHORITY serves 7,300 people · EPA ID CT1160011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	20 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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