Mecklenburg County property record for 265 S Main St, Davidson, NC 28036
| Property Type | Commercial |
|---|---|
| Details | 5 bd · 2.5 ba · 3,240 sqft · built 1901 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Company Name on File |
| Last Sale | $705,000 (Jul 2021) |
| Tax Bill | $5,744 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Apr 2022 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-017-14 |
| Primary APN | 007-017-14 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,240 sqft Gross Area |
| 1st Floor Area | 1,923 sqft |
| Upper Floors Area | 1,326 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Area | 600 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 589 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 265 S MAIN ST |
|---|---|
| City | DAVIDSON |
| State | NC |
| Zip | 28036-8039 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | VI |
| Legal Description | 265 S MAIN ST |
| Legal Block | 7 |
| Legal Lot Number | 14 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 9, DEWEESE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 6403 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 194 CLEMENS PL, DAVIDSON, NC 28036-0330 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Jun 9, 2026 | Deed of Trust, Mortgage · SBA Mortgage HARVEST SMALL BUSN FINANCIAL LLC |
| Apr 21, 2022 | Quit Claim Deed, Transfer · Construction Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Jul 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 29, 2021 · Amount on Record |
| Deed Sale | Jul 29, 2021 · Amount on Record |
| Prior Sale | Aug 31, 1988 · Amount on Record |
| Deed Document Number | 2021146104 |
| Deed Book / Page | 36351 / 908 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jun 9, 2026 |
| Property Address | 265 S MAIN ST, DAVIDSON, NC 28036-8039 |
| Document Number | 0000061280 |
| Book / Page | 40488 / 764 |
| Instrument Date | Jun 2, 2026 |
| Instrument | 202661280 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 265 S MAIN ST, DAVIDSON, NC 28036-8039 |
| Document Number | 0000061280, |
|---|---|
| Date | Jun 9, 2026 |
| Book Page | 40488/764 |
| Instrument | 202661280 |
| Name | HARVEST SMALL BUSN FINANCIAL LLC |
|---|
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Apr 21, 2022 |
| Property Address | 265 S MAIN ST, DAVIDSON, NC 28036-8039 |
| Document Number | 0000061422 |
| Book / Page | 37271 / 426 |
| Instrument Date | Apr 13, 2022 |
| Instrument | 2022061422 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 194 CLEMENS PL, DAVIDSON, NC 28036-0330 |
| Name | Verified Name |
|---|---|
| Address | 194 CLEMENS PL, DAVIDSON, NC 28036-0330 |
| Document Number | 0000061423 |
|---|---|
| Date | Apr 21, 2022 |
| Instrument | 2022061423 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 29, 2021 |
| Property Address | 265 S MAIN ST, DAVIDSON, NC 28036-8039 |
| Document Number | 0000146104 |
| Book / Page | 36351 / 908 |
| Instrument Date | Jul 29, 2021 |
| Instrument | 2021146104 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Title Company | BARRISTER TITLE SERVICES, BARRISTERS TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,410.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 194 CLEMENS PL, DAVIDSON, NC 28036-0330 |
| Document Number | 0000146105 |
|---|---|
| Date | Jul 29, 2021 |
| Instrument | 2021146105 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Davidson Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,744.00 (+1.27%) | $757,200 Land $320,600 Building $436,600 | $757,200 Land $320,600 Building $436,600 |
| 2024 | $5,672.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Fiber · Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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