265 S 44th St, Richmond, CA 94804 Property Records

Contra Costa County property record for 265 S 44th St, Richmond, CA 94804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,030 sqft · built 1949
Lot Size	0.099 acres (4,300 sqft)
Owner	2 Individual Names on File
Last Sale	$595,000 (Jul 2022)
Tax Bill	$10,482 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jul 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`513-120-003-1`

Property Details

APN / Parcel Number

Primary APN	`513-120-003-1`
Alternative APN	`513-120-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,030 sqft Living Area
1st Floor Area	1,030 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	4,300 sqft (0.099 acres)
Garage Type	Attached
Garage Area	275 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	265 S 44TH ST
City	RICHMOND
State	CA
Zip	94804-3407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAUREL TRACT LOT 3 BLK 1
Legal Subdivision	LAUREL
Legal Block	1
Legal Lot Number	3
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1018
Census Tract	381000

Owner

265 S 44th St is owned and occupied by two individuals who bought it in July 2022.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	265 S 44TH ST, RICHMOND, CA 94804-3407
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 20, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage CASHCALL
Jul 20, 2017	Deed of Trust, Mortgage · Conventional with PMI CASHCALL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2022 · Amount on File
Deed Sale	Jul 20, 2022 · Amount on File
Prior Sale	Aug 31, 2021 · Amount on File
Deed Document Number	2022115705
Prior Transfer Date	Oct 18, 2007
Prior Transfer Doc	0000300486
Record Updated	Oct 29, 2026

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 31, 2021
Property Address	265 S 44TH ST, RICHMOND, CA 94804-3407
Document Number	0000244360
Map Reference	VOL 30 PG 42
Instrument Date	Aug 27, 2021
Instrument	2021-244360
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	265 S 44TH ST, RICHMOND, CA 94804-3407

Mortgage

Document Number	0000244361
Date	Aug 31, 2021
Instrument	2021-244361

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 20, 2022
Property Address	265 S 44TH ST, RICHMOND, CA 94804-3407
Document Number	0000115705
Map Reference	VOL 30 PG 42
Instrument Date	Aug 27, 2021
Instrument	2022-115705
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	265 S 44TH ST, RICHMOND, CA 94804-3407

Mortgage

Document Number	0000115706
Date	Jul 20, 2022
Instrument	2022-115706

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	350 Months
Due	Sep 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	265 S 44TH ST, RICHMOND, CA 94804-3407
Document Number	0000212227
Instrument Date	Nov 14, 2019
Transaction Type	Mortgage
Record Updated	Dec 9, 2019
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3616 BLACK FEATHER DR RICHMOND CA 948032122, RICHMOND, CA 94803-2122

Mortgage

Document Number	0000212227
Date	Nov 26, 2019
Instrument	212227

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 25, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	265 S 44TH ST, RICHMOND, CA 94804-3407
Document Number	0000132409
Instrument Date	Jul 20, 2017
Transaction Type	Mortgage
Record Updated	Jul 31, 2017
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3616 BLACK FEATHER DR RICHMOND CA 948032122, RICHMOND, CA 94803-2122

Mortgage

Document Number	0000132409
Date	Jul 25, 2017
Instrument	132409

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 24, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 265 S 44th St was $10,482.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$644,044 (+2%) Land $519,566 Building $124,478
2025	$10,482.00	$631,417 Land $509,379 Building $122,038
2023	$10,108.00 (+1.7%)	$606,900 Land $489,600 Building $117,300
2022	$9,939.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 265 S 44th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 265 S 44th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 867 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks.

Nearby Properties on S 44th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures