265 Ridgeway Rd, Dahlonega, GA 30533 Property Records

Lumpkin County property record for 265 Ridgeway Rd, Dahlonega, GA 30533

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,636 sqft · built 1988
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$259,000 (Oct 2019)
Tax Bill	$2,182 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`047 102`

Property Details

APN / Parcel Number

Primary APN	`047 102`
Alternative APN	`2398`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,636 sqft Heated Area
Basement Area	1,200 sqft
Finished Basement	836 sqft
Unfinished Basement	364 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Architectural Style	Other
Exterior Material	Wood
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	144 sqft
Deck Area	443 sqft
Patio Area	699 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2398
Street Address	265 RIDGEWAY RD
City	DAHLONEGA
State	GA
Zip	30533-5237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG
Legal Description	2.00 ACS LL 534 535 LD 12-1
Legal Subdivision	ANTHONY W CARTER SURV
Legal Lot Number	534
Jurisdiction	LUMPKIN GA
Township / Civil Division	DAHLONEGA
Census Block Group	3
Census Block	3012
Census Tract	960206

Owner

Source: Lumpkin County records, as of March 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	265 RIDGEWAY RD, DAHLONEGA, GA 30533-5237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Oct 9, 2019	Grant Deed, Transfer · FHA Mortgage ACADEMY MTG
Sep 5, 2018	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2019 · Amount on Record
Deed Sale	Oct 8, 2019 · Amount on Record
Prior Sale	Jun 11, 2015 · Amount on Record
Deed Document Number	0001436626
Deed Book / Page	1436 / 626
Last Transfer Date	Oct 9, 2019
Transfer Doc	0014360626
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUMPKIN GA
Property Address	265 RIDGEWAY RD, DAHLONEGA, GA 30533-5237
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 RIDGEWAY RD, DAHLONEGA, GA 30533-5237

Mortgage

Document Number	0015430000000249
Date	Jan 7, 2022
Book Page	0000001543/0000000249
Instrument	000094

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LUMPKIN GA
Recording Date	Oct 9, 2019
Property Address	265 RIDGEWAY RD, DAHLONEGA, GA 30533-5237
Document Number	0014360626
Book / Page	001436 / 000626
Instrument Date	Oct 8, 2019
Instrument	4337
Transaction Type	Transfer
Record Updated	Oct 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$259.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 RIDGEWAY RD DAHLONEGA GA 305335237, DAHLONEGA, GA 30533-5237

Mortgage

Document Number	14360628
Date	Oct 9, 2019
Book Page	001436/000628
Instrument	4338

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUMPKIN GA
Property Address	265 RIDGEWAY RD, DAHLONEGA, GA 30533-5237
Document Number	0014030238
Instrument Date	Sep 5, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	265 RIDGEWAY RD DAHLONEGA GA 305335237, DAHLONEGA, GA 30533-5237

Mortgage

Document Number	0014030238
Date	Sep 20, 2018
Book Page	001403/000238

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2048

Tax Assessment & Valuation

Source: Lumpkin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Lumpkin County
Unified School District	Lumpkin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,182.00 Homeowner's exemption	$102,954 (+7.29%) Land $15,302 Building $87,652	$257,383 (+7.29%) Land $38,254 Building $219,129
2024	$2,182.00 (+30.11%) Homeowner's exemption	$95,960 (+5.61%) Land $13,910 Building $82,050	$239,900 (+5.61%) Land $34,776 Building $205,124
2023	$1,677.00 (-15.05%) Homeowner's exemption	$90,866 (+11.14%) Land $13,910 Building $76,956	$227,166 (+11.14%) Land $34,776 Building $192,390
2022	$1,974.00 Homeowner's exemption	$81,755 Land $11,592 Building $70,163	$204,388 Land $28,980 Building $175,408

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 3, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 82% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUMPKIN CO. - CROOKED CREEK SUBDIVISION private · serves 164 people · EPA ID GA1870095
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL · Cable in parts of the area	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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