Wayne County property record for 265 Ridgemont Rd, Grosse Pointe Farms, MI 48236
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,550 sqft · built 1956 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,000 (Feb 2019) |
| Tax Bill | $10,420 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 38 006 01 0230 000 |
| Primary APN | 38 006 01 0230 000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,550 sqft Living Area |
| 1st Floor Area | 1,401 sqft |
| Basement Area | 981 sqft |
| Unfinished Basement | 981 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1976 |
| Construction Type | Wood |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 148 ft deep x 59 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 265 RIDGEMONT RD |
|---|---|
| City | GROSSE POINTE FARMS |
| State | MI |
| Zip | 48236-3131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FMS230 LOT 230 ASSESSORS GROSSE POINTE FARMS PLAT NO. 5 PC 404 L66 P100 WCR |
| Legal Subdivision | GROSSE POINTE |
| Legal Lot Number | 230 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | GROSSE POINTE FARMS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 550700 |
Source: Wayne County records, as of September 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 265 RIDGEMONT RD, GROSSE POINTE FARMS, MI 48236-3131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Jul 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Aug 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Feb 7, 2019 | Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 7, 2019 · Amount on File |
| Deed Sale | Feb 7, 2019 · Amount on File |
| Prior Sale | Feb 13, 2006 · Amount on File |
| Deed Document Number | 201928869 |
| Deed Book / Page | 54849 / 1389 |
| Prior Transfer Date | Jan 17, 2006 |
| Prior Transfer Doc | 0441590078 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 265 RIDGEMONT RD, GROSSE POINTE FARMS, MI 48236-3131 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 265 RIDGEMONT RD, GROSSE POINTE FARMS, MI 48236-3131 |
| Document Number | 0562991124 |
|---|---|
| Date | Dec 29, 2020 |
| Book Page | 56299/1124 |
| Instrument | 2021016283 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 265 RIDGEMONT RD, GROSSE POINTE FARMS, MI 48236-3131 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 265 RIDGEMONT RD, GROSSE POINTE FARMS, MI 48236-3131 |
| Document Number | 0558970981 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 55897/981 |
| Instrument | 2020204964 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 265 RIDGEMONT RD, GROSSE POINTE FARMS, MI 48236-3131 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0552140300 |
|---|---|
| Date | Aug 13, 2019 |
| Book Page | 55214/0300 |
| Instrument | 2019240235 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Feb 7, 2019 |
| Property Address | 265 RIDGEMONT RD, GROSSE POINTE FARMS, MI 48236-3131 |
| Document Number | 0548491389 |
| Book / Page | 54849 / 1389 |
| Map Reference | LB 66 PG 100 |
| Instrument Date | Feb 1, 2019 |
| Instrument | 2019028869 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,537.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 265 RIDGEMONT RD, 265, GROSSE POINTE FARMS, MI 48236-3131 |
| Name | Verified Name |
|---|---|
| Address | 21800 CHALON ST, SAINT CLAIR SHORES, MI 48080-3514 |
| Document Number | 2019028870 |
|---|---|
| Date | Feb 7, 2019 |
| Instrument | 2019028870 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Grosse Pointe Farms City |
| Unified School District | Grosse Pointe Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $242,100 (+4.35%) | $484,200 (+4.35%) | |
| 2025 | $10,420.00 (+23.97%) Homeowner's exemption | $232,000 (+14.62%) | $464,000 (+14.62%) |
| 2023 | $202,400 | $404,800 | |
| 2021 | $8,405.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1981–1982) |
| Most Recent Claim | Apr 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GROSSE POINTE FARMS serves 9,757 people · EPA ID MI0002890 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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