265 Rachel Rd, Pulaski, TN 38478 Property Records

Giles County property record for 265 Rachel Rd, Pulaski, TN 38478

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,288 sqft · built 1995
Lot Size0.381 acres (16,585 sqft)
Owner2 Individual Names on Record
Last Sale$89,700 (Nov 2006)
Tax Bill$908 (2025)
Deeds & MortgagesOct 2018 Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN028059H A 00800

Property Details

APN / Parcel Number

Primary APN028059H A 00800
Alternative APN
  • 059H A 00800

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,288 sqft Living Area
1st Floor Area1,288 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1998
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area16,585 sqft (0.381 acres)
Lot Dimensions150 ft deep x 118 ft wide
Garage TypeMixed
Garage Area720 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area132 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address265 RACHEL RD
CityPULASKI
StateTN
Zip38478-9505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 12, COUNTY AREA: R03
Legal SubdivisionHAYWOOD PLACE
Legal Lot Number18
JurisdictionGILES TN
Township / Civil Division4
Census Block Group1
Census Block1034
Census Tract920301

Owner

Source: Giles County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address265 RACHEL RD, PULASKI, TN 38478-9505
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2018Deed of Trust, Mortgage
FIRST FARMERS & MERCHANTS BANK
Oct 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 20, 2006 · Amount on Record
Deed SaleNov 20, 2006 · Amount on Record
Prior SaleAug 11, 2004 · Amount on Record
Deed Book / Page327 / 612
Transfer Doc0002710768
Record UpdatedJun 8, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILES TN
Property Address265 RACHEL RD, PULASKI, TN 38478-9505
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000119090
DateOct 30, 2018
Book PageDT573/797
Instrument18119090
Lender
NameFIRST FARMERS & MERCHANTS BANK
TypeBank
AddressCOLUMBIA, TN 38402
Agreement
AmountAmount Recorded
Term361 Months
DueNov 1, 2048

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILES TN
Property Address265 RACHEL RD, PULASKI, TN 38478-9505
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000128671
DateOct 6, 2020
Book PageDT603/1
Instrument20128671
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Giles County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyGiles County
Unified School DistrictGiles County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$908.00 (+16.11%)$39,375 (-) Land $7,475 Building $31,900
2024$782.00$39,375 (-) Land $7,475 Building $31,900
2023$782.00$39,375 (-) Land $7,475 Building $31,900
2022$782.00$39,375 Land $7,475 Building $31,900$157,500 Land $29,900 Building $127,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFAIRVIEW UTILITY DISTRICT
serves 7,036 people · EPA ID TN0000563
Water SourcePurchased surface water from PULASKI WATER SYSTEM
Last State InspectionJan 2026
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
PES Energize
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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