265 Powell Cir, Berlin, MD 21811 Property Records

Worcester County property record for 265 Powell Cir, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,770 sqft · built 2006
Lot Size	0.455 acres (19,802 sqft)
Owner	2 Individual Names on File
Last Sale	$425,711 (Jun 2006)
Tax Bill	$6,876 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-161544`

Property Details

APN / Parcel Number

Primary APN	`03-161544`
Alternative APN	`161544`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,770 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	19,802 sqft (0.455 acres)
Garage Type	Mixed
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	292 sqft
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	161544
Street Address	265 POWELL CIR
City	BERLIN
State	MD
Zip	21811-1185
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 28 19,802 SQ FT PL 188/28 POWELL CIR FRANKLIN KNOLL SUBD
Legal Subdivision	POWELL CIR FRANKLIN KNOLL SUB
Legal Lot Number	28
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	3
Census Block	3039
Census Tract	950800

Owner

265 Powell Cir is owned and occupied by two individuals who bought it in June 2006.

Source: Worcester County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	265 POWELL CIR, BERLIN, MD 21811-1185
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2006 · Amount on File
Deed Sale	Jun 15, 2006 · Amount on File
Prior Sale	Nov 8, 2005 · Amount on File
Deed Document Number	2006360337
Deed Book / Page	4723 / 644
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Recording Date	Sep 10, 2026
Property Address	265 POWELL CIR, BERLIN, MD 21811-1185
Document Number	9216000403
Book / Page	9216 / 403
Instrument Date	Sep 3, 2026
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	CORPORATE SETTLEMENT SOLUTIONS, CORPORATE SETTLEMENT SOLUTIO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 POWELL CIR, BERLIN, MD 21811-1185

Mortgage

Document Number	9216000403,
Date	Sep 10, 2026
Book Page	9216/403

Lender

Name	THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 3, 2056

Interest

Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	265 POWELL CIR, BERLIN, MD 21811-1185
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0080380363
Date	May 5, 2021
Book Page	8038/363

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Mar 1, 2036

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	265 POWELL CIR, BERLIN, MD 21811-1185
Document Number	0076190131
Instrument Date	Mar 2, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	265 POWELL CIR BERLIN MD 218111185, BERLIN, MD 21811-1185

Mortgage

Document Number	0076190131
Date	Mar 23, 2020
Book Page	007619/000131

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 22, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 265 Powell Cir was $6,876 with a homeowner's exemption, up 2.9% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Municipality	Berlin Town
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,876.00 (+2.92%) Homeowner's exemption	$495,300	$522,000 Land $95,100 Building $426,900
2025	$6,681.00 Homeowner's exemption
2023	$6,268.00 Homeowner's exemption	$411,633	$441,900 Land $95,100 Building $346,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 265 Powell Cir in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	6 (2003–2017)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Aug 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 265 Powell Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERLIN serves 4,500 people · EPA ID MD0230001
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Choptank Fiber, Verizon.

Nearby Properties on Powell Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures