265 Poteat Rd, Marion, NC 28752 Property Records

McDowell County property record for 265 Poteat Rd, Marion, NC 28752

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,134 sqft · built 1980
Lot Size	1.52 acres (66,211 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Jan 2024)
Tax Bill	$1,241 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1710-02-89-3745`

Property Details

APN / Parcel Number

Primary APN	`1710-02-89-3745`
Alternative APNs	`69506` `81626`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,134 sqft Heated Area
Basement Area	1,134 sqft
Finished Basement	1,134 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	66,211 sqft (1.52 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	81626
Street Address	265 POTEAT RD
City	MARION
State	NC
Zip	28752-7005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.87 AC
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	2
Census Block	2019
Census Tract	970200

Owner

Source: McDowell County records, as of September 29, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	265 POTEAT RD, MARION, NC 28752-7005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Mar 5, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jan 17, 2019	Warranty Deed, Transfer · Conventional Mortgage CITYWORTH MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2024 · Amount on Record
Deed Sale	Jan 16, 2024 · Amount on Record
Prior Sale	Jan 17, 2019 · Amount on Record
Deed Document Number	0001457396
Deed Book / Page	1457 / 396
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jan 16, 2024
Property Address	265 POTEAT RD, MARION, NC 28752-7005
Document Number	0014570396
Book / Page	1457 / 396
Instrument Date	Jan 12, 2024
Instrument	2024000229
Transaction Type	Transfer
Record Updated	Jan 26, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1249 VIRGINIA RD, MARION, NC 28752-3279

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 POTEAT RD, MARION, NC 28752-7005

Mortgage

Document Number	2024000230
Date	Jan 16, 2024
Instrument	2024000230

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	265 POTEAT RD, MARION, NC 28752-7005
Document Number	0013030162
Instrument Date	Mar 5, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	265 POTEAT RD MARION NC 287527005, MARION, NC 28752-7005

Mortgage

Document Number	0013030162
Date	Mar 10, 2020
Book Page	001303/000162
Instrument	1188

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Mar 9, 2035

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jan 17, 2019
Property Address	265 POTEAT RD, MARION, NC 28752-7005
Document Number	0012650061
Book / Page	1265 / 0061
Instrument Date	Jan 17, 2019
Instrument	2019000244
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 POTEAT RD, MARION, NC 28752-7005

Mortgage

Document Number	2019000245
Date	Jan 17, 2019
Instrument	2019000245

Lender

Name	CITYWORTH MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,241.00 (+24.97%)	$173,730 (+20.87%) Land $55,000 Building $118,730
2023	$993.00	$143,730 Land $25,000 Building $118,730	$173,730 Land $55,000 Building $118,730

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1994–1995)
Most Recent Claim	Jan 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Optimum.

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