265 Porter St, Naples, FL 34113 Property Records

Collier County property record for 265 Porter St, Naples, FL 34113

Property Summary

Property Type	Single Family Home
Details	1,498 sqft · built 1989
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Nov 2019)
Tax Bill	$4,202 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00440880000`

Property Details

APN / Parcel Number

Primary APN	`00440880000`
Alternative APNs	`004408800005026320070165` `000100 007 165B32` `440880000`

Interior

Stories	1 Story
Building Area	1,498 sqft Living Area
1st Floor Area	1,498 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Wood
Lot Area	14,810 sqft (0.34 acres)

Location & Zoning

Street Address	265 PORTER ST
City	NAPLES
State	FL
Zip	34113-8543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-4
Legal Description	32 50 26 COMM E1/4 CNR, S 690FT, W 1005.02FT, N 39 DEG W 492.22FT TO POB, N 39 DEG W 100FT, N 50 DEG E 150FT, S 39 DEG E 100FT, S 50 DEG W 150FT TO POB .34 AC OR 1307 PG 1577
Legal Range	26
Legal Township	50
Legal Section	32
Legal Subdivision	ACREAGE HEADER
Legal Tract	000100
Legal Block	1
Legal Lot Number	16
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1012
Census Tract	10808

Owner

265 Porter St is owned and occupied by two individuals who bought it in November 2019.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	265 PORTER ST, NAPLES, FL 34113-8543
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2019 · Amount on File
Deed Sale	Nov 14, 2019 · Amount on File
Prior Sale	Mar 31, 2016 · Amount on File
Deed Document Number	20195790471
Deed Book / Page	5695 / 1133
Record Updated	Oct 29, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 14, 2019
Property Address	265 PORTER ST, NAPLES, FL 34113-8543
Document Number	0056951133
Book / Page	5695 / 1133
Instrument Date	Nov 8, 2019
Instrument	5790471
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5225 CARLTON ST, 5225, NAPLES, FL 34113-8769

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 PORTER ST, NAPLES, FL 34113-8543

Mortgage

Document Number	0056951135
Date	Nov 14, 2019
Book Page	5695/1135
Instrument	5790472

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 265 Porter St was $4,202.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$364,632 (-2.79%) Land $199,940 Building $164,692	$364,632 (-2.79%) Land $199,940 Building $164,692
2025	$4,202.00	$375,105 Land $133,294 Building $241,811	$375,105 Land $133,294 Building $241,811
2023	$4,131.00 (+11.08%)	$321,856 (+1%)	$453,079 (+27.39%) Land $296,208 Building $156,871
2022	$3,719.00	$292,596	$355,662 Land $194,387 Building $161,275

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 265 Porter St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 578 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,419 units insured incl. 841 condo units
Nearby Flood Claims	7 (2017–2022)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Oct 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 265 Porter St is moderate, ranking above 44% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20