Grainger County property record for 265 Pine Crest Dr, Rutledge, TN 37861 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,604 sqft · built 1993 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | Individual Name on File |
| Last Sale | $825,000 (Jul 2025) |
| Tax Bill | $2,471 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage Jul 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 029061O A 02300 |
| Primary APN | 029061O A 02300 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Building Area | 1,604 sqft Living Area |
| 1st Floor Area | 1,604 sqft 1st Floor |
| Basement Area | 1,466 sqft Basement |
| Finished Basement | 982 sqft Finished |
| Unfinished Basement | 484 sqft Unfinished |
| Stories | 1 Story |
| Interior Walls | Paneling |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 65,340 sqft (1.5 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed |
| Garage Area | 480 sqft Garage |
| Deck Area | 560 sqft Deck |
|---|---|
| Patio Area | 1,008 sqft Patio |
| Porch | Open Porch |
| Porch Area | 112 sqft Porch |
| Terrain | Rolling |
| Boat Access | Boat Access |
| Boat House | 1 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 265 PINE CREST DR |
|---|---|
| City | RUTLEDGE |
| State | TN |
| Zip | 37861-5955 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 07, COUNTY AREA: G01 |
| Legal Subdivision | LAKE FOREST ESTATES |
| Legal Lot Number | 7 |
| Jurisdiction | GRAINGER TN |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 500302 |
Source: Grainger County records · APN 029061O A 02300
Assessment roll updated May 20, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 265 PINE CREST DR, RUTLEDGE, TN 37861-5955 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 11, 2025 | Warranty Deed, Transfer · Conventional Mortgage OPTIMUM FIRST INC |
| Jul 26, 2021 | Intrafamily Transfer, Transfer COLONIAL TITLE GROUP INC |
| Oct 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage KNOXVILLE TVA EMPLOYEES CU |
| Nov 17, 2020 | Deed of Trust, Mortgage · Line of Credit KNOXVILLE TVA EMPLOYEES CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 11, 2025 · Amount on Record |
| Deed Sale | Jul 11, 2025 · Amount on Record |
| Prior Sale | Jul 26, 2021 |
| Deed Document Number | 25002221 |
| Deed Book / Page | INST430 / 1855 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAINGER TN |
| Recording Date | Jul 11, 2025 |
| Property Address | 265 PINE CREST DR, RUTLEDGE, TN 37861-5955 |
| Document Number | 0000002221 |
| Book / Page | INST430 / 1855 |
| Map Reference | CAB 2 SL 85 |
| Instrument Date | Jul 10, 2025 |
| Instrument | 25002221 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Title Company | BLUE RIDGE TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,052.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 265 PINE CREST DR, RUTLEDGE, TN 37861-5955 |
| Document Number | 0000002222 |
|---|---|
| Date | Jul 11, 2025 |
| Instrument | 25002222 |
| Name | OPTIMUM FIRST INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.49% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.4% |
| Index | Other |
| Max Rate | 10.4% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GRAINGER TN |
| Recording Date | Jul 26, 2021 |
| Property Address | 265 PINE CREST DR, RUTLEDGE, TN 37861-5955 |
| Document Number | 2551 |
| Book / Page | 396 / 1039 |
| Map Reference | CAB 2 SL 85 |
| Instrument Date | Jul 23, 2021 |
| Instrument | 21002551 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | COLONIAL TITLE GROUP INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 265 PINE CREST DR, RUTLEDGE, TN 37861-5955 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAINGER TN |
| Property Address | 265 PINE CREST DR, RUTLEDGE, TN 37861-5955 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000010570 |
|---|---|
| Date | Oct 16, 2020 |
| Book Page | 388/1469 |
| Instrument | 20010570 |
| Name | KNOXVILLE TVA EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | KNOXVILLE, TN 37932 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAINGER TN |
| Property Address | 265 PINE CREST DR, RUTLEDGE, TN 37861-5955 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000010989 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 389/1309 |
| Instrument | 20010989 |
| Name | KNOXVILLE TVA EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | KNOXVILLE, TN 37932 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 01, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Grainger County records · Assessment roll updated May 20, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Grainger County |
| Unified School District | Grainger County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,471.00 | $105,150 (-) Land $42,350 Building $62,800 | |
| 2024 | $2,471.00 | $105,150 (-) Land $42,350 Building $62,800 | |
| 2023 | $2,471.00 (+2.32%) | $105,150 (-) Land $42,350 Building $62,800 | |
| 2022 | $2,415.00 | $105,150 Land $42,350 Building $62,800 | |
| 2021 | $420,600 Land $169,400 Building $251,200 |
Source: FEMA National Flood Hazard Layer, Grainger County (47057C), updated December 16, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 34% of the US · above 52% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 1,887 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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