Polk County property record for 265 Phillip Henderson Rd, Rutherfordton, NC 28139
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,778 sqft · built 2003 |
| Lot Size | 72.2 acres (3,148,081 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,500,000 (Jun 2012) |
| Tax Bill | $18,355 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | P125-53 |
| Primary APN | P125-53 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 3,778 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 3,148,081 sqft (72.2 acres) |
| Garage Area | 1,305 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 450 sqft |
| Porch | Porch |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Account Number | 40761 |
|---|---|
| Street Address | 265 PHILLIP HENDERSON RD |
| City | RUTHERFORDTON |
| State | NC |
| Zip | 28139-6867 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MX |
| Legal Description | 72.27 ACRES, 600 600 COUNTY RURAL |
| Legal Subdivision | COUNTY RURAL |
| Jurisdiction | POLK NC |
| Township / Civil Division | GREEN CREEK |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 920101 |
265 Phillip Henderson Rd is owned and occupied by an individual who bought it in June 2012.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 265 PHILLIP HENDERSON RD, RUTHERFORDTON, NC 28139-6867 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2012 · Amount on File |
| Deed Sale | Jun 4, 2012 · Amount on File |
| Prior Sale | Mar 30, 1998 · Amount on File |
| Deed Book / Page | 393 / 1862 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 265 Phillip Henderson Rd was $18,355.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,355.00 | $3,454,191 (-) Land $1,159,185 Building $2,295,006 | $3,454,191 (-) Land $1,159,185 Building $2,295,006 |
| 2025 | $18,355.00 | $3,454,191 Land $1,159,185 Building $2,295,006 | $3,454,191 Land $1,159,185 Building $2,295,006 |
| 2023 | $15,996.00 | $2,506,467 Land $762,700 Building $1,743,767 | |
| 2021 | $2,506,467 Land $762,700 Building $1,743,767 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 265 Phillip Henderson Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2020 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 265 Phillip Henderson Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 100 / 20 |
May also be available: Skyrunner, Spectrum, Verizon.
4G LTE only, no 5G reported
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