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265 Panama Dr, Crestview, FL 32536 Property Records

Okaloosa County property record for 265 Panama Dr, Crestview, FL 32536 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2003
Square Footage1,114 sqft Living Area
Lot Size11,788 sqft (0.271 acres)
OccupancyOwner Occupied
Last Sale$195,000 (2021)
Tax Bill$1,478.00 (2025)

Property Details

APN / Parcel Number

Primary APNC56-000-592-9932-1
Alternative APNs
  • 07-3N-23-1310-000E-0100
  • 23N3071310000E0100

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,114 sqft Living Area
Gross Area1,462 sqft Gross Area
1st Floor1,114 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Roof
Lot Area11,788 sqft (0.271 acres)
Lot Width100 ft Width
Garage TypeAttached Garage
Garage Area264 sqft Garage
Patio Area64 sqft Patio
Porch Area20 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address265 PANAMA DR
CityCRESTVIEW
StateFL
Zip32536-2313
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionJERNIGAN S/D LOT 10 BLK E 1325-1309
Legal Range23W
Legal Township03N
Legal Section07
Legal SubdivisionJERNIGAN S/D
Legal BlockE
Legal Lot Number10
JurisdictionOKALOOSA FL
Minor Civil DivisionCRESTVIEW
Census Blockgroup2
Census Block2005
Census Tract20500

Owner

Source: Okaloosa County records · APN C56-000-592-9932-1

Assessment roll updated December 31, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address265 PANAMA DR, CRESTVIEW, FL 32536-2313
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 11, 2022Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PRIMELENDING
Dec 03, 2021Warranty Deed, Transfer · Stand Alone Second Mortgage
PRIMELENDING
Apr 01, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
MR COOPER
Aug 02, 2018Warranty Deed, Transfer · Veterans Administration Mortgage
CONGRESSIONAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 03, 2021 · Amount on Record
Deed SaleDec 03, 2021 · Amount on Record
Prior SaleAug 02, 2018 · Amount on Record
Deed Doc Number20213510088
Deed Book / Page3590 / 4861
Prior Transfer DateApr 09, 2007
Prior Transfer Doc0027810213
Record RefreshedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address265 PANAMA DR, CRESTVIEW, FL 32536-2313
Transaction TypeMortgage
Record UpdatedJun 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address265 PANAMA DR, CRESTVIEW, FL 32536-2313

Mortgage

Document Number0036212108
DateMay 11, 2022
Book Page3621/2108
Instrument3549470
Lender
NamePRIMELENDING
TypeMortgage Company
AddressDALLAS, TX 75252
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term367 Months
DueDec 01, 2052

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateDec 03, 2021
Property Address265 PANAMA DR, CRESTVIEW, FL 32536-2313
Document Number0035904861
Book / Page3590 / 4861
Map ReferenceMB 2 PG 69
Instrument DateNov 17, 2021
Instrument3510088
Transaction TypeTransfer
Record UpdatedDec 15, 2021
Title CompanySETCO SERVICES LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,365.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPSC 119 BOX 66, 66, APO XX

Transferred To (Grantee/Buyer)

NameVerified Name
Address106D BRENTWOOD LN # 106D, 106D, CRESTVIEW, FL 32539-8958

Mortgage

Document Number0035904879
DateDec 03, 2021
Instrument3590/4879
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded

Mortgage

Document Number0035904863
DateDec 03, 2021
Book Page3590/4863
Instrument3510089
Lender
NamePRIMELENDING
TypeMortgage Company
AddressDALLAS, TX 75252
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address265 PANAMA DR, CRESTVIEW, FL 32536-2313
Document Number0034543678
Instrument DateApr 01, 2020
Transaction TypeMortgage
Record UpdatedJun 11, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address265 PANAMA DR CRESTVIEW FL 325362313, CRESTVIEW, FL 32536-2313

Mortgage

Document Number0034543678
DateApr 07, 2020
Book Page003454/003678
Instrument3350200
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueApr 06, 2050

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 02, 2018
Property Address265 PANAMA DR, CRESTVIEW, FL 32536-2313
Document Number0033614311
Book / Page3361 / 4311
Map ReferenceMB02 PG69
Instrument DateJul 31, 2018
Instrument3223868
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address615 N FERDON BLVD, 615, CRESTVIEW, FL 32536-2111

Transferred To (Grantee/Buyer)

NameVerified Name
Address606 KANUHA DR, FORT WALTON BEACH, FL 32547-5008

Mortgage

Document Number0003223869
DateAug 02, 2018
Instrument3223869
Lender
NameCONGRESSIONAL BANK
TypeBank
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2048

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityCrestview City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,478.00 (-5.26%) Homeowner's exemption$135,150 (-2.04%)$136,334 (-4.28%) Land $18,820 Building $117,514
2023$1,560.00 (+3.59%) Homeowner's exemption$137,969 (+3%)$142,433 (+6.33%) Land $15,989 Building $126,444
2022$1,506.00 Homeowner's exemption$133,950 Land $14,943 Building $119,007$133,950 Land $14,943 Building $119,007

Flood & Wildfire

265 Panama Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Okaloosa County (12091C), updated March 8, 2021

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
50th percentile of exposed land nationally · 20th in Florida
Wildfire LikelihoodModerate — about 1 in 926 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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