Smithfield Town property record for 265 Old County Rd, Smithfield, RI 02917
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,092 sqft · built 1960 |
| Lot Size | 0.599 acres (26,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $495,000 (Aug 2026) |
| Tax Bill | $4,913 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Aug 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-0081-55 |
| Primary APN | 13-0081-55 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| Gross Area | 2,492 sqft |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 1,092 sqft |
| Unfinished Basement | 492 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 26,098 sqft (0.599 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 13-0081-55 |
|---|---|
| Street Address | 265 OLD COUNTY RD |
| City | SMITHFIELD |
| State | RI |
| Zip | 02917-3313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Lot Number | 20-A |
| Jurisdiction | SMITHFIELD RI |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 12602 |
265 Old County Rd is owned and occupied by two individuals who bought it in August 2026.
Source: Smithfield Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 265 OLD COUNTY RD, SMITHFIELD, RI 02917-3313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NAVIGANT CREDIT UNION |
| Aug 31, 2026 | Deed of Trust, Mortgage · ARM NAVIGANT CREDIT UNION |
| Aug 31, 2026 | Warranty Deed, Transfer · Conventional Mortgage NAVIGANT CREDIT UNION |
| Aug 31, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2026 · Amount on File |
| Deed Sale | Aug 31, 2026 · Amount on File |
| Prior Sale | Nov 4, 2015 · Amount on File |
| Deed Document Number | 20262227 |
| Deed Book / Page | 1606 / 18 |
| Transfer Doc | 0643000028 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRANSTON RI |
| Recording Date | Sep 1, 2026 |
| Property Address | 265 OLD COUNTY RD, SMITHFIELD, RI 02917-3313 |
| Document Number | 0000083140 |
| Book / Page | 7151 / 121 |
| Instrument Date | Aug 31, 2026 |
| Instrument | 202683140 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 265 OLD COUNTY RD, SMITHFIELD, RI 02917-3313 |
| Document Number | 0000083140, |
|---|---|
| Date | Sep 1, 2026 |
| Book Page | 7151/121 |
| Instrument | 202683140 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.88% |
| Initial Type | Adjustable Rate |
| Type Change Date | Sep 1, 2033 |
| Index | Other |
| Margin | 3 |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRANSTON RI |
| Recording Date | Aug 31, 2026 |
| Property Address | 265 OLD COUNTY RD, SMITHFIELD, RI 02917-3313 |
| Document Number | 0000082940 |
| Book / Page | 7151 / 18 |
| Instrument Date | Aug 31, 2026 |
| Instrument | 202682940 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 265 OLD COUNTY RD, SMITHFIELD, RI 02917-3313 |
| Document Number | 0000082940, |
|---|---|
| Date | Aug 31, 2026 |
| Book Page | 7151/18 |
| Instrument | 202682940 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.88% |
| Initial Type | Adjustable Rate |
| Type Change Date | Sep 1, 2033 |
| Index | Other |
| Margin | 3 |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SMITHFIELD RI |
| Recording Date | Aug 31, 2026 |
| Property Address | 265 OLD COUNTY RD, SMITHFIELD, RI 02917-3313 |
| Document Number | 0000002227 |
| Book / Page | 1606 / 18 |
| Instrument Date | Aug 26, 2026 |
| Instrument | 20262227 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 265 OLD COUNTY RD, SMITHFIELD, RI 02917-3313 |
| Date | Aug 31, 2026 |
|---|
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.88% |
| Initial Type | Adjustable Rate |
| Type Change Date | Sep 1, 2033 |
| Index | Other |
| Margin | 3 |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITHFIELD RI |
| Property Address | 265 OLD COUNTY RD, SMITHFIELD, RI 02917-3313 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1377-143 |
|---|---|
| Date | Aug 31, 2021 |
| Book Page | 1377/143 |
| Instrument | 2021-3794 |
| Name | WEBSTER BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
The 2025 property tax bill for 265 Old County Rd was $4,913.
Source: Smithfield Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Smithfield Town |
| Unified School District | Smithfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,913.00 | $396,500 Land $171,600 Building $224,900 | $474,407 |
| 2023 | $4,292.00 (+2.7%) | $312,800 (-) Land $145,700 Building $167,100 | |
| 2022 | $4,179.00 | $312,800 Land $145,700 Building $167,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 265 Old County Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 265 Old County Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 91% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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