Horry County property record for 265 Ocean Commons Dr, Myrtle Beach, SC 29575
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,594 sqft · built 2019 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $364,500 (Oct 2023) |
| Tax Bill | $978 (2021) |
| Deeds & Mortgages | Dec 2022 Mortgage Jan 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 459-11-01-0043 |
| Primary APN | 459-11-01-0043 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,594 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.139 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 265 OCEAN COMMONS DR |
|---|---|
| City | MYRTLE BEACH |
| State | SC |
| Zip | 29575-5528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RETREAT @ OCEAN COMMONS PH 3; LOT 69 |
| Legal Subdivision | RETREAT @ OCEAN COMMONS PH 3 |
| Legal Lot Number | 69 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | MYRTLE BEACH |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 51403 |
Source: Horry County records · APN 459-11-01-0043
Assessment roll updated September 13, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 265 OCEAN COMMONS DR, MYRTLE BEACH, SC 29575-5528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 09, 2022 | Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK |
| Jan 04, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS |
| Oct 31, 2023 | Warranty Deed, Transfer |
| May 13, 2020 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 31, 2023 · Amount on Record |
| Deed Sale | Oct 31, 2023 · Amount on Record |
| Prior Sale | May 13, 2020 · Amount on Record |
| Deed Document Number | 2023000120312 |
| Deed Book / Page | 4740 / 2869 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 265 OCEAN COMMONS DR, MYRTLE BEACH, SC 29575-5528 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2026 |
| Name | Verified Name |
|---|---|
| Address | 265 OCEAN COMMONS DR, MYRTLE BEACH, SC 29575-5528 |
| Document Number | 66290000002849 |
|---|---|
| Date | Dec 09, 2022 |
| Book Page | 0000006629/0000002849 |
| Name | DISCOVER BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 265 OCEAN COMMONS DR, MYRTLE BEACH, SC 29575-5528 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2026 |
| Name | Verified Name |
|---|---|
| Address | 265 OCEAN COMMONS DR, MYRTLE BEACH, SC 29575-5528 |
| Document Number | 65010000001984 |
|---|---|
| Date | Jan 04, 2022 |
| Book Page | 0000006501/0000001984 |
| Name | BROKER SOLUTIONS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Oct 31, 2023 |
| Property Address | 265 OCEAN COMMONS DR, MYRTLE BEACH, SC 29575-5528 |
| Document Number | 0047402869 |
| Book / Page | 4740 / 2869 |
| Instrument Date | Oct 30, 2023 |
| Instrument | 2023000120312 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $13.49 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 265 OCEAN COMMONS DR, SURFSIDE BEACH, SC 29575-5528 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | May 13, 2020 |
| Property Address | 265 OCEAN COMMONS DR, SURFSIDE BEACH, SC 29575-5528 |
| Document Number | 4311/0070 |
| Book / Page | 004311 / 000070 |
| Instrument Date | May 12, 2020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 27, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $870.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 265 OCEAN COMMONS DR SURFSIDE BEACH SC 295755528, SURFSIDE BEACH, SC 29575-5528 |
| Document Number | 6212/3357 |
|---|---|
| Date | May 13, 2020 |
| Book Page | 006212/003357 |
| Name | DHI MTG |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 12, 2050 |
Source: Horry County records · Assessment roll updated September 13, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Unified School District | Horry County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $366,437 (+55.91%) Land $125,036 Building $241,401 | ||
| 2023 | $9,400 (-33.34%) Land $1,840 Building $7,560 | $235,030 (-) Land $46,030 Building $189,000 | |
| 2021 | $978.00 | $14,102 Land $2,762 Building $11,340 | $235,030 Land $46,030 Building $189,000 |
Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 90 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 127 units insured incl. 37 condo units |
| Nearby Flood Claims | 21 (1996–2026) |
| Claims Outside the SFHA | 21 of 21 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 98% of the US · lower than 99.4% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Horry Telephone Cooperative Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 437 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GRAND STRAND W&SA/BULL CREEK serves 252,840 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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