265 Oak St, San Andreas, CA 95249 Property Records

Calaveras County property record for 265 Oak St, San Andreas, CA 95249 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 952 sqft · built 1956
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Jun 2026)
Tax Bill	$3,917 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`042-041-009-000`

Property Details

APN / Parcel Number

Primary APN	`042-041-009-000`
Alternative APN	`042-041-009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	952 sqft Living Area
1st Floor Area	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1979
Architectural Style	Conventional
Construction Type	Wood
Lot Area	12,632 sqft (0.29 acres)
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Connected

Location & Zoning

Street Address	265 OAK ST
City	SAN ANDREAS
State	CA
Zip	95249-9551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAN ANDREAS TWST HILLMONT SUB LOT 20
Legal Subdivision	SAN ANDREAS TWST HILLMONT SUB
Legal Lot Number	20
Jurisdiction	CALAVERAS CA
Township / Civil Division	SAN ANDREAS
Census Block Group	2
Census Block	2037
Census Tract	301

Owner

Source: Calaveras County records · APN 042-041-009-000

Assessment roll updated July 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	265 OAK ST, SAN ANDREAS, CA 95249-9551
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 05, 2026	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 23, 2020	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Feb 21, 2019	Grant Deed, Transfer · FHA Mortgage HOMESTREET BANK
Oct 03, 2018	Grant Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 05, 2026 · Amount on Record
Deed Sale	Jun 05, 2026 · Amount on Record
Prior Sale	Feb 21, 2019 · Amount on Record
Deed Document Number	20264898
Prior Transfer Date	Jun 24, 2013
Prior Transfer Doc	0000009475
Record Updated	Sep 20, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Jun 05, 2026
Property Address	265 OAK ST, SAN ANDREAS, CA 95249-9551
Document Number	0000004898
Instrument Date	Jun 05, 2026
Instrument	20264898
Transaction Type	Transfer
Record Updated	Jul 16, 2026
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$34,996.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 OAK ST, SAN ANDREAS, CA 95249-9551

Mortgage

Document Number	0000004899,
Date	Jun 05, 2026
Instrument	20264899

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate	6.23%
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	265 OAK ST, SAN ANDREAS, CA 95249-9551
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 OAK ST, SAN ANDREAS, CA 95249-9551

Mortgage

Document Number	0000017357
Date	Nov 23, 2020
Instrument	2020-017357

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Feb 21, 2019
Property Address	265 OAK ST, SAN ANDREAS, CA 95249-9551
Document Number	0000002216
Map Reference	MB 2 PG 14
Instrument Date	Feb 15, 2019
Instrument	2019-002216
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	PLACER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	265 OAK ST, SAN ANDREAS, CA 95249-9551

Mortgage

Document Number	0000002217
Date	Feb 21, 2019
Instrument	2019-002217

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Oct 03, 2018
Property Address	265 OAK ST, SAN ANDREAS, CA 95249-9551
Document Number	0000011195
Instrument Date	Oct 02, 2018
Instrument	11195
Transaction Type	Transfer
Record Updated	Dec 05, 2018
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Tax	$152.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	5630 SAXON WAY RIVERBANK CA 953679527, RIVERBANK, CA 95367-9527

Tax Assessment & Valuation

Source: Calaveras County records · Assessment roll updated July 2, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Unified School District	Calaveras Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$234,954 (+2%) Land $45,509 Building $189,445
2025	$3,917.00 (+36.53%)	$230,348 (+4.04%) Land $44,617 Building $185,731
2023	$2,869.00 (+2.68%)	$221,406 Land $42,886 Building $178,520
2022	$2,794.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Calaveras County (06009C), updated June 30, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060090003012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	About 1 in 336 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 300 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Cal.net	Fixed Wireless (unlicensed)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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