San Diego County property record for 265 Neptune Ave, Encinitas, CA 92024 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,569 sqft · built 1992 |
| Lot Size | 0.93 acres (4,068 sqft) |
| Owner | Company Name on File |
| Last Sale | $2,765,000 (Sep 2019) |
| Tax Bill | $33,336 (2025) |
| Deeds & Mortgages | Sep 2017 Line of Credit Sep 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 256-351-29-00 |
| Primary APN | 256-351-29-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,569 sqft Living Area |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Material | Tar & Gravel |
| Lot Area | 4,068 sqft (0.93 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Floor/Wall Furnace |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 265 NEPTUNE AVE |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-2519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK G LOT 37 TR 001800 |
| Legal Subdivision | SEASIDE GARDEN HEIGHTS |
| Legal Tract | 001800 |
| Legal Block | G |
| Legal Lot Number | 37 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 17702 |
Source: San Diego County records · APN 256-351-29-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 265 NEPTUNE AVE, ENCINITAS, CA 92024-2519 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Sep 13, 2017 | Deed of Trust, Mortgage · Line of Credit UNION BANK NA |
| Sep 13, 2017 | Deed of Trust, Mortgage · ARM MUFG UNION BANK NA |
| Feb 22, 2019 | Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA |
| Dec 10, 2019 | Deed of Trust, Mortgage NORTHERN TR |
| Sep 23, 2019 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 23, 2019 · Amount on Record |
| Deed Sale | Sep 23, 2019 · Amount on Record |
| Prior Sale | Apr 09, 2014 · Amount on Record |
| Deed Document Number | 2019416194 |
| Prior Transfer Date | Sep 10, 1997 |
| Prior Transfer Doc | 0000448751 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 265 NEPTUNE AVE, ENCINITAS, CA 92024-2519 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | TICOR TITLE SAN DIEGO |
| Name | Verified Name |
|---|
| Document Number | 0000418839 |
|---|---|
| Date | Sep 13, 2017 |
| Instrument | 2017-0418839 |
| Name | UNION BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 265 NEPTUNE AVE, ENCINITAS, CA 92024-2519 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | TICOR TITLE SAN DIEGO |
| Name | Verified Name |
|---|
| Document Number | 0000418838 |
|---|---|
| Date | Sep 13, 2017 |
| Instrument | 2017-0418838 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Oct 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.5% |
| Index | 1-Year LIBOR |
| Max Rate | 9.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 265 NEPTUNE AVE, ENCINITAS, CA 92024-2519 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 265 NEPTUNE AVE, ENCINITAS, CA 92024-2519 |
| Document Number | 0000063352 |
|---|---|
| Date | Feb 22, 2019 |
| Instrument | 2019-0063352 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 20, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 265 NEPTUNE AVE, ENCINITAS, CA 92024-2519 |
| Document Number | 0000581221 |
| Instrument Date | Dec 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 8 LIVE OAK WAY KENTFIELD CA 949042619, KENTFIELD, CA 94904-2619 |
| Document Number | 0000581221 |
|---|---|
| Date | Dec 12, 2019 |
| Instrument | 581221 |
| Name | NORTHERN TR |
|---|---|
| Address | 50 S LA SALLE ST, CHICAGO, IL 60603-1008 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 11, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 23, 2019 |
| Property Address | 265 NEPTUNE AVE, ENCINITAS, CA 92024-2519 |
| Document Number | 0000416194 |
| Instrument Date | Aug 27, 2019 |
| Instrument | 416194 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,041.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 8 LIVE OAK WAY KENTFIELD CA 949042619, KENTFIELD, CA 94904-2619 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,084,406 (+2%) Land $2,286,812 Building $797,594 | |
| 2025 | $33,336.00 (+6.78%) | $3,023,928 (+4.04%) Land $2,241,973 Building $781,955 |
| 2023 | $31,220.00 (+1.06%) | $2,906,507 Land $2,154,915 Building $751,592 |
| 2022 | $30,894.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures