265 N Gate Rd, Walnut Creek, CA 94598 Property Records

Contra Costa County property record for 265 N Gate Rd, Walnut Creek, CA 94598

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,164 sqft · built 2006
Lot Size	0.785 acres (34,194 sqft)
Owner	Trust Name on File
Last Sale	$1,400,000 (Jan 2009)
Tax Bill	$21,918 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`138-080-073-8`

Property Details

APN / Parcel Number

Primary APN	`138-080-073-8`
Alternative APN	`138-080-073`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	4,164 sqft Living Area
1st Floor Area	4,164 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Lot Area	34,194 sqft (0.785 acres)
Garage Type	Attached
Garage Area	831 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	265 N GATE RD
City	WALNUT CREEK
State	CA
Zip	94598-4612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MT DIABLO BLVD TR POR LOT 2
Legal Subdivision	R N BURGESS COS MAP 01
Legal Lot Number	2
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2001
Census Tract	338302

Owner

265 N Gate Rd is held in a trust since January 2009.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	265 N GATE RD, WALNUT CREEK, CA 94598-4612
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2009 · Amount on File
Deed Sale	Jan 16, 2009 · Amount on File
Prior Sale	Feb 1, 2006 · Amount on File
Deed Document Number	20097732
Last Transfer Date	Jan 21, 2009
Transfer Doc	0000029589
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	265 N GATE RD, WALNUT CREEK, CA 94598-4612
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000207049
Date	Nov 19, 2019
Instrument	2019-207049

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Dec 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.75%
Index	1-Year LIBOR
Max Rate	7.75%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	265 N GATE RD, WALNUT CREEK, CA 94598-4612
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000201821
Date	Nov 13, 2019
Instrument	2019-201821

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 265 N Gate Rd was $21,918.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Walnut Creek City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,942,433 (+2%) Land $788,104 Building $1,154,329
2025	$21,918.00	$1,904,347 Land $772,651 Building $1,131,696
2023	$21,090.00 (+0.87%)	$1,830,400 Land $742,649 Building $1,087,751
2022	$20,908.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 265 N Gate Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1998–2016)
Most Recent Claim	Mar 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 265 N Gate Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Sonic Telecom, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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