Chester County property record for 265 N Broad St, Kennett Square, PA 19348
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,103 sqft · built 1928 |
| Lot Size | 0.781 acres (34,004 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $380,000 (Apr 2007) |
| Tax Bill | $925 (2026) |
| Deeds & Mortgages | Sep 2025 Line of Credit Oct 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2-54 |
| Primary APN | 3-2-54 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,103 sqft Living Area |
| Basement Area | 528 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Traditional |
| Exterior Material | Stucco |
| Lot Area | 34,004 sqft (0.781 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 265 N BROAD ST |
|---|---|
| City | KENNETT SQUARE |
| State | PA |
| Zip | 19348-2903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT DWG & GAR |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | KENNETT SQUARE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 303402 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Kennett Square Historic District listed 1989 · 507 contributing resources · NRIS 89001052 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
265 N Broad St is owned and occupied by two individuals who bought it in April 2007.
Source: Chester County records, as of May 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 265 N BROAD ST, KENNETT SQUARE, PA 19348-2903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2025 | Deed of Trust, Mortgage · Line of Credit S & T BANK |
| Oct 9, 2020 | Deed of Trust, Mortgage · Line of Credit S & T BANK |
| Sep 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2007 · Amount on File |
| Deed Sale | Apr 24, 2007 · Amount on File |
| Deed Document Number | 200710748162 |
| Deed Book / Page | 7142 / 47 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 265 N BROAD ST, KENNETT SQUARE, PA 19348-2903 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0114522120 |
|---|---|
| Date | Sep 24, 2025 |
| Book Page | 11452/2120 |
| Instrument | 12089084 |
| Name | S & T BANK |
|---|---|
| Type | Bank |
| Address | KENNETT SQUARE, PA 19348 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 24, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 265 N BROAD ST, KENNETT SQUARE, PA 19348-2903 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|---|
| Address | 265 N BROAD ST, KENNETT SQ, PA 19348-2903 |
| Document Number | 0103021338 |
|---|---|
| Date | Oct 9, 2020 |
| Book Page | 10302/1338 |
| Instrument | 11769189 |
| Name | S & T BANK |
|---|---|
| Type | Bank |
| Address | KENNETT SQUARE, PA 19348 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 265 N BROAD ST, KENNETT SQUARE, PA 19348-2903 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0102711197 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 10271/1197 |
| Instrument | 11761142 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2026 property tax bill for 265 N Broad St was $925.
Source: Chester County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| Municipality | Kennett Square Borough |
| Unified School District | Kennett Consolidated School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $925.00 | $178,030 Land $50,440 Building $127,590 | $182,080 Land $50,440 Building $131,640 |
| 2024 | $8,675.00 | $178,030 Land $50,440 Building $127,590 | |
| 1998 | $182,080 Land $50,440 Building $131,640 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 265 N Broad St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · Tropical Depression Ivan |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 265 N Broad St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENNETT SQUARE MUN WATER WORKS serves 6,328 people · EPA ID PA1150108 |
|---|---|
| Water Source | Purchased surface water from CHESTER WATER AUTHORITY |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Aug 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 63 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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