265 N 7th St, Central Point, OR 97502 Property Records

Jackson County property record for 265 N 7th St, Central Point, OR 97502

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,584 sqft · built 2001
Lot Size0.15 acres (6,534 sqft)
OwnerTrust Name on File
Tax Bill$3,290 (2025)
Deeds & MortgagesDec 2022 Line of Credit
Jan 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN372W02CB3701

Property Details

APN / Parcel Number

Primary APN372W02CB3701
Alternative APNs
  • 372W02CB03701
  • 10944044

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,584 sqft Living Area
Gross Area2,064 sqft
1st Floor Area792 sqft
2nd Floor Area792 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialConcrete
Roof MaterialOther
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address265 N 7TH ST
CityCENTRAL POINT
StateOR
Zip97502-2377
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal Range02W
Legal Township37S
Legal Section02
Legal Quarter3
Legal Block1
JurisdictionJACKSON OR
Township / Civil DivisionMEDFORD
Census Block Group1
Census Block1017
Census Tract1002

Owner

265 N 7th St is owner-occupied and held in a trust.

Source: Jackson County records, as of August 19, 2026

Owner of RecordTrust Name on File
Mailing Address265 N 7TH ST, CENTRAL POINT, OR 97502-2377
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2022Deed of Trust, Mortgage · Line of Credit
KEY BANK NA
Jan 10, 2020Deed of Trust, Mortgage · Line of Credit
KEYBANK USA

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON OR
Property Address265 N 7TH ST, CENTRAL POINT, OR 97502-2377
Transaction TypeMortgage
Record UpdatedDec 14, 2022
Title CompanySOLIDIFI

Transferred To (Grantee/Buyer)

NameVerified Name
Address265 N 7TH ST, CENTRAL POINT, OR 97502-2377

Mortgage

Document Number0000034763
DateDec 8, 2022
Instrument2022-034763
Lender
NameKEY BANK NA
TypeBank
AddressCLEVELAND, OH 44144
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueDec 6, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON OR
Property Address265 N 7TH ST, CENTRAL POINT, OR 97502-2377
Document Number0000004347
Instrument DateJan 10, 2020
Transaction TypeMortgage
Record UpdatedFeb 25, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address265 N 7TH ST CENTRAL POINT OR 975022377, CENTRAL POINT, OR 97502-2377

Mortgage

Document Number0000004347
DateFeb 10, 2020
Instrument4347
Lender
NameKEYBANK USA
TypeBank
AddressBROOKLYN, OH 44144
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueFeb 9, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 265 N 7th St was $3,290, up 2.5% from the year before.

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateOregon
CountyJackson County
MunicipalityCentral Point City
Unified School DistrictCentral Point School District 6 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$198,870 (+3%)$395,660 (+4.71%) Land $130,980 Building $264,680
2025$3,290.00 (+2.49%)$193,080 (+3%) Land $55,780 Building $137,300$377,860 (+8.46%) Land $118,650 Building $259,210
2024$3,210.00 (+3.35%)$187,460 (+3%) Land $54,160 Building $133,300$348,400 (-8.87%) Land $115,250 Building $233,150
2023$3,106.00 (+2.37%)$182,000 (+3%) Land $52,580 Building $129,420$382,300 (-9.14%) Land $151,930 Building $230,370
2022$3,034.00$176,700 Land $51,050 Building $125,650$420,740 Land $128,610 Building $292,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 265 N 7th St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims14 (1983–1997)
Claims Outside the SFHA3 of 14
Most Recent ClaimJan 1997 · river or lake flooding
Claims by Event
  • Severe Winter Storms, Land And Mudslides, Flooding, Jan 1997 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 265 N 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 98.5% of Oregon
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CENTRAL POINT
serves 19,785 people · EPA ID OR4100178
Water SourcePurchased surface water from MEDFORD WATER COMMISSION
Last State InspectionNov 2021
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hunter Communications
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Rogue Broadband
Fixed Wireless
200 / 25
FireServe
Fixed Wireless
100 / 30

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