Oswego County and Fulton City property record for 265 N 6th St, Fulton, NY 13069
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,898 sqft · built 1900 |
| Lot Size | 0.203 acres (8,844 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,191 (2026) |
| Deeds & Mortgages | Sep 2021 Second Mortgage Jul 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 350400 236.32-04-02 |
| Primary APN | 350400 236.32-04-02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,898 sqft Living Area |
| 1st Floor Area | 1,004 sqft |
| 2nd Floor Area | 894 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 8,844 sqft (0.203 acres) |
| Lot Dimensions | 134 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 264 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3500 |
|---|---|
| Street Address | 265 N 6TH ST |
| City | FULTON |
| State | NY |
| Zip | 13069-1354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Block | 4 |
| Legal Lot Number | 2.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | FULTON |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 21101 |
265 N 6th St is owned and occupied by two individuals.
Source: Oswego County and Fulton City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 265 N 6TH ST, FULTON, NY 13069-1354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage OSWEGO COUNTY FCU |
| Jul 14, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Oct 24, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 265 N 6TH ST, FULTON, NY 13069-1354 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 265 NORTH STREET, FULTON, NY 13069 |
| Document Number | 0000001355 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | R-2021-011355 |
| Name | OSWEGO COUNTY FCU |
|---|---|
| Type | Credit Union |
| Address | OSWEGO, NY 13126 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Sep 26, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Jul 14, 2020 |
| Property Address | 265 N 6TH ST, FULTON, NY 13069-1354 |
| Document Number | 0000005653 |
| Instrument Date | Jul 6, 2020 |
| Instrument | 5653 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5264 ST #49 FULTON NY 13069, 49, FULTON, NY 13069 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Oct 24, 2017 |
| Property Address | 265 N 6TH ST, FULTON, NY 13069-1354 |
| Document Number | 0000010449 |
| Instrument Date | Feb 29, 2016 |
| Instrument | 10449 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 GERRITT ST OSWEGO NY 131263909, OSWEGO, NY 13126-3909 |
The 2026 property tax bill for 265 N 6th St was $3,191, up 5.2% from the year before.
Source: Oswego County and Fulton City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| Municipality | Fulton City |
| Unified School District | Fulton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,191.00 (+5.17%) | ||
| 2025 | $3,034.00 | $59,000 Land $7,400 Building $51,600 | $77,632 Land $9,737 Building $67,895 |
| 2023 | $59,000 Land $7,400 Building $51,600 | $64,130 Land $8,043 Building $56,087 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 265 N 6th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 265 N 6th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FULTON CITY serves 16,600 people · EPA ID NY3704355 |
|---|---|
| Water Source | Purchased surface water from OCWA |
| Last State Inspection | Sep 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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