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265 Morgan Ave, Mobile, AL 36606 Property Records

Mobile County property record for 265 Morgan Ave, Mobile, AL 36606

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,194 sqft · built 1990
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Last Sale$23,000 (May 2013)
Tax Bill$557 (2025)
Deeds & MortgagesMay 2026 Mortgage
Flood ZoneZone X (minimal risk)
APNR022908204000055

Property Details

APN / Parcel Number

Primary APNR022908204000055
Alternative APNs
  • 29 08 20 4 000 055.XXX
  • 00864256
  • 864256

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,194 sqft Living Area
1st Floor Area1,194 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area43,560 sqft (1 acres)
PorchSlab
Porch Area21 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number864256
Street Address265 MORGAN AVE
CityMOBILE
StateAL
Zip36606-1835
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 9 BLK 1 MCDONALD OLD GOVT ST HGTS DBK 140 P 528 #SEC 20 T4S R1W #MP29 08 20 4 000
Legal Range04S
Legal Township04S
Legal Section20
Legal SubdivisionMCDONALD OLD GOVT ST HGTS
Legal Block1
Legal Lot Number9
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group3
Census Block3009
Census Tract2501

Owner

265 Morgan Ave is owned and occupied by an individual who bought it in May 2013.

Source: Mobile County records, as of May 28, 2026

Owner of RecordIndividual Name on File
Mailing Address265 MORGAN AVE, MOBILE, AL 36606-1835
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 24, 2013 · Amount on File
Deed SaleMay 24, 2013 · Amount on File
Prior SaleMar 11, 2003
Deed Document Number201331088
Deed Book / Page7030 / 870
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Recording DateMay 18, 2026
Property Address265 MORGAN AVE, MOBILE, AL 36606-1835
Document Number0000027850
Instrument DateMay 11, 2026
Instrument202627850
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address265 MORGAN AVE, MOBILE, AL 36606-1835

Mortgage

Document Number0000027850,
DateMay 18, 2026
Instrument202627850
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 265 Morgan Ave was $557 with a homeowner's exemption, up 4.7% from the year before.

Source: Mobile County assessment roll, as of December 23, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$557.00 (+4.7%) Homeowner's exemption$9,670 (+4.31%) Land $3,000 Building $6,670$96,700 (+4.31%) Land $30,000 Building $66,700
2024$532.00 (+8.79%) Homeowner's exemption$9,270 (+7.79%) Land $3,000 Building $6,270$92,700 (+7.79%) Land $30,000 Building $62,700
2023$489.00 Homeowner's exemption$8,600 Land $2,500 Building $6,100$86,000 Land $25,000 Building $61,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 265 Morgan Ave in Zone X, an area of minimal flood risk, though there have been 99 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 47 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims99 (1978–2021)
Claims Outside the SFHA85 of 99
Most Recent ClaimApr 2021 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding,high Winds, Assoc With Hurr Danny, Jul 1997 · 2 claims
  • Hurricane Elena, Sep 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 265 Morgan Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 98.7% of Alabama
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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