McHenry County property record for 265 Moders Ave, Cary, IL 60013
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,493 sqft · built 1995 |
| Lot Size | 0.246 acres (10,730 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500,000 (Aug 2026) |
| Tax Bill | $10,392 (2024) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Feb 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-14-402-003 |
| Primary APN | 19-14-402-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,493 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Basement Area | 1,288 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Colonial |
| Lot Area | 10,730 sqft (0.246 acres) |
| Lot Dimensions | 145 ft deep x 74 ft wide |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 265 MODERS AVE |
|---|---|
| City | CARY |
| State | IL |
| Zip | 60013-3371 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2014R0031165 LT 39 CARY OAKS SUB MEMO: SLAMAR, CHRISTOPHER P/KRISTINA M |
| Legal Subdivision | CARY OAKS SUB |
| Legal Block | 402 |
| Legal Lot Number | 39 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 871312 |
265 Moders Ave is owned by two individuals who bought it in August 2026.
Source: McHenry County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1225 N ORLEAN ST 602, CHICAGO, IL |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 12, 2026 | Warranty Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES |
| Feb 13, 2026 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2026 · Amount on File |
| Deed Sale | Aug 12, 2026 · Amount on File |
| Prior Sale | Sep 15, 2014 · Amount on File |
| Deed Document Number | 202623344 |
| Prior Transfer Date | May 21, 2013 |
| Prior Transfer Doc | 0000037468 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Aug 12, 2026 |
| Property Address | 265 MODERS AVE, CARY, IL 60013-3371 |
| Document Number | 0000023344 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 202623344 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $75,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Document Number | 0000023345, |
|---|---|
| Date | Aug 12, 2026 |
| Instrument | 202623345 |
| Name | KEY MORTGAGE SERVICES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.63% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Feb 13, 2026 |
| Property Address | 265 MODERS AVE, CARY, IL 60013-3371 |
| Document Number | 0000003955 |
| Map Reference | DOC 90R11683 |
| Instrument Date | Feb 12, 2026 |
| Instrument | 2026R0003955 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 265 MODERS AVE, CARY, IL 60013-3371 |
Source: McHenry County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Municipality | Cary Village |
| Elementary School District | Cary Community Consolidated School District 26 (PK - 08) |
| Secondary School District | Community High School District 155 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $10,392.00 Homeowner's exemption | $131,410 Land $11,645 Building $119,765 | $394,230 Land $34,935 Building $359,295 |
| 2022 | Homeowner's exemption | $117,799 Land $9,400 Building $108,399 | $353,397 Land $28,200 Building $325,197 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 265 Moders Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 265 Moders Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARY serves 17,826 people · EPA ID IL1110100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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