265 Mill Rd, Rochester, NY 14626 Property Records

Monroe County and Greece Town property record for 265 Mill Rd, Rochester, NY 14626

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,293 sqft · built 1962
Lot Size	1.08 acres (47,045 sqft)
Owner	2 Company Names on Record
Tax Bill	$5,331 (2026)
Deeds & Mortgages	Dec 2021 Line of Credit Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`262800 058.04-3-17`

Property Details

APN / Parcel Number

Primary APN	`262800 058.04-3-17`
Alternative APNs	`28000580400003017000` `01465490000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,293 sqft Living Area
1st Floor Area	1,293 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	47,045 sqft (1.08 acres)
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Pool Type	In-Ground Vinyl Pool
Canopy	152 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	01465490000
Street Address	265 MILL RD
City	ROCHESTER
State	NY
Zip	14626-1034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1ST DIV L9 T2
Legal Block	3
Legal Lot Number	17.000
Jurisdiction	MONROE NY
Township / Civil Division	GREECE
Census Block Group	1
Census Block	1017
Census Tract	13510

Owner

Source: Monroe County and Greece Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	265 MILL RD, ROCHESTER, NY 14626-1034
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Deed of Trust, Mortgage · Line of Credit ESL FCU
Oct 10, 2019	Deed of Trust, Mortgage · Line of Credit ESL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	265 MILL RD, ROCHESTER, NY 14626-1034
Transaction Type	Mortgage
Record Updated	Jan 10, 2022
Title Company	STEWART TITLE, STEWART TITLE INS CO UPSTATE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000217
Date	Dec 3, 2021
Book Page	29620/146
Instrument	202112030217

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	265 MILL RD, ROCHESTER, NY 14626-1034
Document Number	0000000477
Instrument Date	Oct 10, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	265 MILL RD ROCHESTER NY 146261034, ROCHESTER, NY 14626-1034

Mortgage

Document Number	0000000477
Date	Oct 18, 2019
Book Page	028239/000641
Instrument	477

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604-2424

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 17, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County and Greece Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Greece Town
Unified School District	Greece Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,331.00 (+29.55%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025	$4,115.00 (+28.27%)	$128,700 (-) Land $36,000 Building $92,700	$211,000 (+40.99%) Land $59,021 Building $151,979
2023		$128,700 (+14.91%) Land $36,000 Building $92,700	$149,651 (+14.94%) Land $41,860 Building $107,791
2022		$112,000 Land $40,000 Building $72,000	$130,200 Land $46,500 Building $83,700
2021	$3,208.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000

May also be available: Frontier, T-Mobile, Verizon.

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