Berrien County property record for 265 Messner Dr, Benton Harbor, MI 49022
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,313 sqft · built 1953 |
| Lot Size | 0.185 acres (8,059 sqft) |
| Owner | Individual Name on File |
| Last Sale | $69,900 (Feb 2001) |
| Tax Bill | $1,805 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Nov 2023 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-8280-0014-00-5 |
| Primary APN | 03-8280-0014-00-5 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,313 sqft Living Area |
| 1st Floor Area | 1,313 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Raised Ranch |
| Lot Area | 8,059 sqft (0.185 acres) |
| Lot Dimensions | 134 ft deep x 60 ft wide |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 265 MESSNER DR |
|---|---|
| City | BENTON HARBOR |
| State | MI |
| Zip | 49022-6517 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 SING FA |
| Legal Description | LOT 14 VAUGHAN SUB |
| Legal Subdivision | VAUGHAN SUB |
| Legal Lot Number | 14 |
| Legal Unit | 14 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | BENTON |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 2000 |
265 Messner Dr is owned and occupied by an individual who bought it in February 2001.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 265 MESSNER DR, BENTON HARBOR, MI 49022-6517 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 27, 2026 | Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE HOUSING DEV AUTHORITY |
| Nov 1, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HONOR CU |
| Oct 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HONOR CU |
| Sep 12, 2023 | Deed of Trust, Mortgage · Line of Credit HONOR CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 12, 2001 · Amount on File |
| Deed Sale | Feb 12, 2001 · Amount on File |
| Prior Sale | Mar 14, 1994 |
| Deed Book / Page | 2108 / 1802 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 265 MESSNER DR, BENTON HARBOR, MI 49022-6517 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 265 MESSNER DR, BENTON HARBOR, MI 49022-6517 |
| Document Number | 0003471/85 |
|---|---|
| Date | Feb 27, 2026 |
| Book Page | 3471/85 |
| Instrument | 2026452632 |
| Name | MICHIGAN STATE HOUSING DEV AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | LANSING, MI 48909 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 265 MESSNER DR, BENTON HARBOR, MI 49022-6517 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 265 MESSNER DR, BENTON HARBOR, MI 49022-6517 |
| Document Number | 003415/348 |
|---|---|
| Date | Nov 1, 2023 |
| Book Page | 3415/348 |
| Instrument | 2023392105 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 265 MESSNER DR, BENTON HARBOR, MI 49022-6517 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 265 MESSNER DR, BENTON HARBOR, MI 49022-6517 |
| Document Number | 03349/2811 |
|---|---|
| Date | Oct 22, 2021 |
| Book Page | 3349/2811 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Oct 19, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 265 MESSNER DR, BENTON HARBOR, MI 49022-6517 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 265 MESSNER DR, BENTON HARBOR, MI 49022-6517 |
| Document Number | 03411/3454 |
|---|---|
| Date | Sep 12, 2023 |
| Book Page | 3411/3454 |
| Instrument | 2023388758 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 12, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 265 Messner Dr was $1,805 with a homeowner's exemption.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Benton Charter Township |
| Unified School District | Benton Harbor Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $79,500 | $159,000 | |
| 2025 | $1,805.00 | ||
| 2023 | $68,000 | $136,000 | |
| 2022 | $1,545.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 265 Messner Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 265 Messner Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENTON HARBOR serves 9,103 people · EPA ID MI0000600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Also Mapped Here | SOUTHWEST MICHIGAN REGIONAL SANITARY SEW |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Sep 2021 Failure to filter resolved · May 2021 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2026 Treatment change without state approval Sep 2021 Lead public education Aug 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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