265 Manchester Rd, Steep Falls, ME 04085 Property Records

Cumberland County and Standish Town property record for 265 Manchester Rd, Steep Falls, ME 04085

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 936 sqft · built 1974
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on File
Last Sale	$155,100 (Sep 2009)
Tax Bill	$2,635 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Feb 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`STAN M:4 L:11-A`

Property Details

APN / Parcel Number

Primary APN	`STAN M:4 L:11-A`
Alternative APNs	`M:4 L:11=A` `A0383R`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
Gross Area	1,904 sqft
1st Floor Area	936 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Tar & Gravel
Lot Area	26,136 sqft (0.6 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	A0383R
Street Address	265 MANCHESTER RD
City	STEEP FALLS
State	ME
Zip	04085-6825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Lot Number	11-A
Jurisdiction	STANDISH ME
Township / Civil Division	STANDISH
Census Block Group	1
Census Block	1017
Census Tract	17004

Owner

265 Manchester Rd is owned and occupied by an individual who bought it in September 2009.

Source: Cumberland County and Standish Town records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	265 MANCHESTER RD, STEEP FALLS, ME 04085-6825
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Feb 11, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2009 · Amount on File
Deed Sale	Sep 28, 2009 · Amount on File
Deed Book / Page	27283 / 88
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	265 MANCHESTER RD, STEEP FALLS, ME 04085-6825
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0418420113
Date	Nov 3, 2025
Book Page	41842/113
Instrument	45577

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	265 MANCHESTER RD, STEEP FALLS, ME 04085-6825
Transaction Type	Mortgage
Record Updated	May 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0391670045
Date	Feb 11, 2022
Book Page	39167/45
Instrument	8197

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 265 Manchester Rd was $2,635, up 5.6% from the year before.

Source: Cumberland County and Standish Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Standish Town
Unified School District	School Administrative District 06 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,635.00 (+5.61%)	$212,500 (+7.32%) Land $57,800 Building $154,700
2024	$2,495.00 (+8.06%)	$198,000 (+18.78%) Land $53,300 Building $144,700
2023	$2,309.00 (+5.82%)	$166,700 (+10.4%) Land $44,400 Building $122,300
2022	$2,182.00	$151,000 Land $39,200 Building $111,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 265 Manchester Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 265 Manchester Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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