265 Main St, Orono, ME 04473 Property Records

Penobscot County and Orono Town property record for 265 Main St, Orono, ME 04473

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,068 sqft · built 1890
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,969 (2025)
Deeds & Mortgages	Jun 2022 Refinance Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:031=001 L:036`

Property Details

APN / Parcel Number

Primary APN	`M:031=001 L:036`
Alternative APNs	`ORON M:031-001 L:036` `1663`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,068 sqft Living Area
Gross Area	4,938 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	1663
Street Address	265 MAIN ST
City	ORONO
State	ME
Zip	04473-3457
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	36
Jurisdiction	ORONO ME
Township / Civil Division	ORONO
Census Block Group	3
Census Block	3000
Census Tract	6200

Owner

Source: Penobscot County and Orono Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	265 MAIN ST, ORONO, ME 04473-3457
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Jul 20, 2017	Deed of Trust, Mortgage · Commercial Mortgage BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORONO ME
Property Address	265 MAIN ST, ORONO, ME 04473-3457
Transaction Type	Mortgage
Record Updated	Jul 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0165300249
Date	Jun 28, 2022
Book Page	16530/249
Instrument	18216

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	157 Months
Due	Jul 1, 2035

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORONO ME
Property Address	265 MAIN ST, ORONO, ME 04473-3457
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145530026
Date	Jul 20, 2017
Book Page	14553/0026
Instrument	000000021900

Lender

Name	BANGOR SAVINGS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	156 Months
Due	Jul 20, 2030

Tax Assessment & Valuation

Source: Penobscot County and Orono Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Orono Town
Unified School District	Regional School Unit 26 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,969.00 (+1.64%)	$249,700 (+9.04%) Land $49,900 Building $199,800
2024	$4,889.00 (+0.39%)	$229,000 (+10.04%) Land $45,800 Building $183,200
2023	$4,870.00 (-1.68%)	$208,100 (-) Land $41,600 Building $166,500	$371,640
2022	$4,953.00	$208,100 Land $41,600 Building $166,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORONO-VEAZIE WATER DISTRICT serves 5,793 people · EPA ID ME0091210
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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