Estill County property record for 265 Main St, Irvine, KY 40336
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,515 sqft · built 1930 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $33,750 (Apr 2019) |
| Tax Bill | $420 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Jun 2019 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 071-10-00-139.00 |
| Primary APN | 071-10-00-139.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,515 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 6,098 sqft (0.14 acres) |
| View / Lot | Flood Plain/Flood Zone |
| Driveway | Asphalt Driveway |
| Porch | Porch |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 28290 1 |
|---|---|
| Street Address | 265 MAIN ST |
| City | IRVINE |
| State | KY |
| Zip | 40336-1058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 265 MAIN ST LOT 62 & HOUSE |
| Legal Subdivision | COLLINS ADDN |
| Legal Lot Number | 62 |
| Jurisdiction | ESTILL KY |
| Township / Civil Division | IRVINE |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 920201 |
265 Main St is owned and occupied by two individuals who bought it in April 2019.
Source: Estill County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 265 MAIN ST, IRVINE, KY 40336-1058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS GUARANTY BANK |
| Jun 21, 2019 | Deed of Trust, Mortgage · Construction Mortgage CITIZENS GUARANTY BANK |
| Apr 26, 2019 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 2019 · Amount on File |
| Deed Sale | Apr 26, 2019 · Amount on File |
| Deed Document Number | 2019244241 |
| Deed Book / Page | 324 / 583 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESTILL KY |
| Property Address | 265 MAIN ST, IRVINE, KY 40336-1058 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | MJ11/535 |
|---|---|
| Date | Jul 23, 2020 |
| Book Page | MJ11/535 |
| Instrument | 248054 |
| Name | CITIZENS GUARANTY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 22, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESTILL KY |
| Property Address | 265 MAIN ST, IRVINE, KY 40336-1058 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | MB11/33 |
|---|---|
| Date | Jun 21, 2019 |
| Book Page | MB11/33 |
| Instrument | 244748 |
| Name | CITIZENS GUARANTY BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 21, 2020 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | ESTILL KY |
| Recording Date | Apr 26, 2019 |
| Property Address | 265 MAIN ST, IRVINE, KY 40336-1058 |
| Document Number | D324/583 |
| Book / Page | D324 / 583 |
| Map Reference | DB 247 PG 40 |
| Instrument Date | Apr 26, 2019 |
| Instrument | 244241 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $34.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 155, IRVINE, KY 40336-0155 |
| Name | Verified Name |
|---|---|
| Address | 265 MAIN ST, IRVINE, KY 40336-1058 |
The 2025 property tax bill for 265 Main St was $420 with a homeowner's exemption.
Source: Estill County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Estill County |
| Municipality | Irvine City |
| Unified School District | Estill County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $89,000 (-) Land $89,000 | $89,000 (-) Land $89,000 | |
| 2025 | $420.00 Homeowner's exemption | $89,000 Land $89,000 | $89,000 Land $89,000 |
| 2023 | $458.00 Homeowner's exemption | $89,000 Land $89,000 | $89,000 Land $89,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 265 Main St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective May 24, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2021–2025) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 265 Main St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IRVINE MUNICIPAL UTILITIES serves 5,649 people · EPA ID KY0330205 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Nov 2019 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Irvine Community Television Fiber · Cable | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
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