265 M 61, Standish, MI 48658 Property Records

Bay County property record for 265 M 61, Standish, MI 48658

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,566 sqft · built 1942
Lot Size	2.27 acres (98,881 sqft)
Owner	Individual Name on Record
Last Sale	$39,500 (Dec 1998)
Tax Bill	$1,063 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`060-012-100-015-01`

Property Details

APN / Parcel Number

Primary APN	`060-012-100-015-01`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,566 sqft Living Area
1st Floor Area	1,044 sqft
Basement Area	1,044 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Ranch
Lot Area	98,881 sqft (2.27 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	265 M 61
City	STANDISH
State	MI
Zip	48658-9303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT N 1/4 COR OF SEC TH W 250 FT TH S 395 FT TH E 250 FT TH N 395 FT TO BEG. SEC.12,T18N,R3E 3-14-87
Jurisdiction	BAY MI
Township / Civil Division	GIBSON
Census Block Group	1
Census Block	1012
Census Tract	286400

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	265 M 61, STANDISH, MI 48658-9303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 1, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 1998 · Amount on Record
Deed Sale	Dec 15, 1998 · Amount on Record
Deed Book / Page	1643 / 940
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	265 M 61, STANDISH, MI 48658-9303
Transaction Type	Mortgage
Record Updated	Jan 14, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 M 61, STANDISH, MI 48658-9303

Mortgage

Document Number	0000020772
Date	Dec 16, 2021
Instrument	202120772

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	265 M 61, STANDISH, MI 48658-9303
Document Number	0000001549
Instrument Date	Feb 1, 2019
Transaction Type	Mortgage
Record Updated	Apr 17, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 M 61 STANDISH MI 486589303, STANDISH, MI 48658-9303

Mortgage

Document Number	0000001549
Date	Feb 11, 2019
Instrument	1549

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 10, 2034

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Gibson Township
Unified School District	Standish-Sterling Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,063.00 (+14.18%) Homeowner's exemption	$71,600 (+39.03%)	$143,200 (+39.03%)
2023		$51,500	$103,000
2022	$931.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fixed Wireless	1,000 / 500
Verizon Fixed Wireless	25 / 6

May also be available: AT&T, T-Mobile.

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