265 Ludlow Rd, Manchester, CT 06040 Property Records

Manchester Town property record for 265 Ludlow Rd, Manchester, CT 06040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,880 sqft · built 1964
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual on Record
Last Sale	$200,000 (May 2002)
Tax Bill	$7,693 (2025)
Deeds & Mortgages	Sep 2021 Refinance May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`369000265`

Property Details

APN / Parcel Number

Primary APN	`369000265`
Alternative APNs	`MANC M:123 B:3690 L:265` `MCHS M:123 B:3690 L:265`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,880 sqft Living Area
Gross Area	3,794 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	14,810 sqft (0.34 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	369000265
Street Address	265 LUDLOW RD
City	MANCHESTER
State	CT
Zip	06040-4546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA
Legal Block	3690
Legal Lot Number	265
Jurisdiction	MANCHESTER CT
Township / Civil Division	MANCHESTER
Census Block Group	1
Census Block	1002
Census Tract	515000

Owner

Source: Manchester Town assessment roll, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	265 LUDLOW RD, MANCHESTER, CT 06040-4546
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance KEY BANK NA
May 4, 2018	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2002 · Amount on Record
Deed Sale	May 21, 2002 · Amount on Record
Prior Sale	Nov 1, 1994 · Amount on Record
Deed Book / Page	2433 / 29
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER CT
Property Address	265 LUDLOW RD, MANCHESTER, CT 06040-4546
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004664-635
Date	Sep 14, 2021
Book Page	4664/635

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANCHESTER CT
Property Address	265 LUDLOW RD, MANCHESTER, CT 06040-4546
Document Number	4523-148
Instrument Date	May 4, 2018
Transaction Type	Mortgage
Record Updated	Jun 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	265 LUDLOW RD MANCHESTER CT 060404546, MANCHESTER, CT 06040-4546

Mortgage

Document Number	4523-148
Date	May 11, 2018
Book Page	004523/000148

Lender

Name	KEYBANK USA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 10, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Manchester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Manchester Town
Unified School District	Manchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,693.00	$193,200 (-) Land $44,700 Building $148,500	$135,240 Land $31,290 Building $103,950
2024	$7,693.00 (+7.04%)
2023	$7,187.00 (+3%)	$193,200 (-) Land $44,700 Building $148,500
2022	$6,978.00	$193,200 Land $44,700 Building $148,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANCHESTER WATER DEPARTMENT serves 51,198 people · EPA ID CT0770021
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ludlow Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures